Federal Data Breach Legislation – A Step Backward for Consumers

Data breaches make the news almost daily, and it is highly likely you have been the victim of one or more.  In 2015, both the White House and Congress have responded to the attention surrounding data breaches.  The most recent effort is a draft bill in the House of Representatives by Rep. Blackburn (R-TN) and Rep. Welch (D-VT) called the “Data Security and Breach Notification Act of 2015.”  While all this attention sounds promising, the bill as written would reduce the protections most consumers already receive.

Victim of a Data Breach? What Should You Do?

If you have been a victim of a data breach, you need to understand that there are differences between the types of breaches and the potential for both financial fraud and/or identity theft.

 

1. Understand what kind of breach occurred. You can read PRC’s Fact Sheet 17b: How to Deal with a Security Breach or take a look at our Chronology of Data Breaches for examples of the types of breaches. Depending on the breach specifics and the state in which you live, you may receive a breach notification letter that describes what happened. You might also find out about a breach through media reports.

So you have a privacy question or complaint—now what?

Submit your privacy questions and complaints to us through our Online Complaint Center (OCC). Privacy Rights Clearinghouse’s dedicated Consumer Advisor responds to everyone, and we work very hard to stay up-to-date on a wide range of privacy issues

Here are some common questions we receive about the OCC.