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| Resume Database Nightmare: Contents:
IntroductionPam Dixon, during the course of researching a separate study of resume databases, has discovered serious consumer privacy issues in resume databases that rise to the level of deserving immediate consumer notice. This report, below, highlights her findings. The report itself is comprised of a consumer notice, which is based primarily on public documents. The report also contains policy recommendations and job seeker tips. The complete study findings along with an extensive consumer guide will be published later this year. The author has joined forces with the Privacy Rights Clearinghouse, a non-profit consumer advocacy organization, to disseminate the consumer information in this report. Information about the Author *Pam Dixon is an author and researcher conducting a year-long study of privacy issues impacting job seekers. The study is funded by the Rose Foundation Consumer Privacy Rights Fund. Ms. Dixon is the author of seven books related to technology, with two books specifically about online job searching. She is the author of the Privacy Foundation's 2001 report on the privacy practices of Monster.com, www.privacyfoundation.org/privacywatch/monster.asp. She is the principal investigator for the Online Job Search Privacy Study. Summary of Report FindingsThe information in this alert was obtained from public documents that have already been published unless otherwise noted.1
"Resume Sale" at HotResumes.com According to legal documents, HotResumes.com sold 4,941 resumes and/or email addresses to Biotechcareers.com for .33 cents each in a sale that was invoiced on November 30, 2002. This invoice was made public and was published as part of a lawsuit against Mr. Monastra. (Medzilla vs. Optimum Intelligence et al.)10 The invoice was noted as a "resume sale" and it was marked as paid. A copy of the invoice is in Appendix A. Mr. Monastra additionally asserted in legal documents that he had purchased email addresses from HotResumes.com. 11 On its Web site, HotResumes, in its publicly published Frequently Asked Questions section, states that it receives resumes from three sources: "We receive resumes through visitors who travel to our site, strategic partnerships, and resume writing services." 12 Legal documents did not indicate where the data that comprised the HotResumes.com "resume sale" originated from. For reference purposes, the HotResumes published privacy policy on its Web site is quoted below in part. To reiterate, legal documents did not indicate where the data comprising the sale came from, so researchers do not how the HotResumes posted privacy policy applies to its invoiced "resume sale" to Biotechcareers.com. HotResumes.com privacy policy excerpt: "We do not disclose information about your individual visits to HotResumes.com, or personal information that you provide, such as your name, address, email address, telephone number, credit card number, etc., to any outside parties, except when we believe the law requires it. But, we may record and share aggregated information with our partners."13 Biotech and Pharmaceutical Resume Database Privacy Issue In July, 2002, Dr. Frank Heasley, the owner of Medzilla.com, a biotechnology job site, became aware that Jason Monastra, who was at the time a recruiter and the owner of Optimum Intelligence, was making a large number of resume downloads from the Medzilla resume database. Dr. Heasley quickly discovered that Jason Monastra was also the owner of a new job search site called Biotechcareers.com and had downloaded approximately 2,400 resumes from the Medzilla database within the space of several weeks. 14 October 15, 2002, Medzilla filed suit against the owner of Biotechcareers.com. 15 November 15, 2002, Dr. Heasley contacted the 2,399 job seekers whose resumes Mr. Monastra had downloaded and notified them that their resumes had been taken from the resume database and used in ways not allowed by the terms of agreement of the Medzilla site. 16 The entire Medzilla notice to job seekers is published in legal documents.17 The text is reprinted in Appendix B in full. The notice, sent from Frank Heasley, stated in part: "Hello, A few months ago we discovered that a person claiming to be a recruiter was actually setting up a new job board, and had taken several thousand resumes from the Medzilla site. We then learned that he had similarly taken thousands of resumes from other biotech related job boards, several of which have also initiated action against him.." According to legal documents and the job seeker emails contained within them,18 the owners and / or agents of Biotechcareers.com contacted the job seekers whose resumes Mr. Monastra had downloaded. 19 Some of the job seeker email solicitations said the Biotechcareers.com site had an outdated copy of the job seekers' resumes, and requested the job seekers to "repost" their resumes on Biotechcareers.com by replying with a new resume attached. 20 One such email sent to a job seeker, from support@biotechcareers.com dated November 16, 2002, stated: "We have an older copy of your resume and would like an updated copy for our records. Please simply reply to this message and attach a word copy. We currently work with many of the top pharmaceutical and biotech companies, and believe your experience lends itself well to positions our clients have open. Thank you." (20) Other job seekers were contacted by third parties through the Biotechcareers.com site, even though job seekers said they had not posted resumes there. According to documents, one such email came from Jim Hansen of LifeScience Associates November 18, 2002. 21 The subject line of the referenced email read: "Response to your resume posting on Biotechcareers.com." The message went on to state: "Please send me full contact information along with a Word copy of your resume so we may be able to communicate about potential job opportunities. I look forward to hearing from you. Thanks" The email was signed by Jim Hansen, Relationship Manager of LifeScience Associates. The email referenced Biotechcareers at the bottom of the page. (21) Another email sent from Biotechcareers to a Medzilla resume poster November 22, 2002 22 stated, in part: ".Your resume has been cross-posted to http://biotechcareers.com through one of our partner sites. You can view, edit, refresh, or delete your resume by clicking on ." "With over 7,000 jobs from more than 1,100 companies currently on the site, you're sure to find some interesting opportunities." . The Medzilla notice to jobseekers mentioned "other biotech related job boards." 23 Chris Amato of HireHealth is specifically mentioned in the Medzilla v Optimum Intelligence documents. 24 In a telephone interview, Chris Amato of HireHealth.com, a large search site with a significant resume database, said he noticed a pattern of resume download on his resume database tying back to Biotechcareers.com. Mr. Amato told researchers he notified "hundreds" of job seekers by telephone that the privacy of the resumes they posted on HireHealth had been compromised. 25 In a telephone interview, 26 Pam Bailey, director of BioView, another large biotech job site, told researchers that she was contacted in August, 2002 by a job seeker with a question about an email solicitation from a recruiter. The email had referenced BioView's site. Ms. Bailey researched the matter and discovered that a company called Optimum Intelligence, owned by Jason Monastra, had sent the email to the job seeker and had represented to the job seeker that he found their resume in the BioView database when in fact, the job seeker's resume was not in the BioView database. In the email, Mr. Monastra solicited the job seeker to send in a new copy of a resume to the address in the email. BioView's parent company, Monster.com, sent a cease and desist letter to stop Mr. Monastra from soliciting BioView jobseekers. Ms. Bailey told researchers that Mr. Monastra's access to the resume database ended immediately, and that his account was shut down. 27 In telephone interviews, BioSpace.com told researchers its database was not accessed by Mr. Monastra. 28 The Medzilla lawsuit was settled in Medzilla's favor and dismissed February 3, 2003. 29 The Biotechcareers.com domain was handed over to Medzilla as part of the settlement. 30 In a telephone interview after the dismissal of the suit, Mr. Heasley told researchers that as part of the settlement, Mr. Monastra was directed to erase the Biotechcareers.com resume database. 31 No legal actions against Mr. Monastra or Biotechcareers.com have been publicly filed on BioView's behalf at this date, nor have they been filed on the behalf of BioSpace nor HireHealth. 32 Legal documents indicate that the Biotechcareers.com resume database allegedly contained in "excess of 20,000 resumes" and "included over 30,000 registered users" at the time Mr. Monastra was directed to delete it.33 Policy RecommendationsAuthor Pam Dixon joins the Privacy Rights Clearinghouse, a nonprofit consumer advocacy organization, in recommending that the Federal Trade Commission (FTC) undertake a thorough investigation of the entire job search industry, online and off. Issues include:
We wish to emphasize that job seekers who are notified of privacy lapses impacting their job searches receive that notification voluntarily by the most ethical sites in the industry. We believe that all sites should notify job seekers of privacy lapses, and in a timely fashion. Recommendations to Job Seekers[Note: These tips for job seekers are also available on the Privacy Rights Clearinghouse Web site, Fact Sheet 25, "Online Job Search Web Sites: Tips to Safeguard Your Privacy," at http://www.privacyrights.org/fs/fs25-JobSeekerPriv.htm.] In any job search, it is undeniably important to circulate a resume. However, job seekers need to carefully minimize privacy issues related to resumes while still maintaining appropriate exposure to employers. It is important for all job seekers to understand that resume databases vary widely in privacy practices and controls. Learning to choose a quality job search site and resume database with good privacy practices has become an important part of your job search if you plan to use the Internet as a job search tool. Another key skill is to discriminate between valid job search related email and unhelpful solicitations for your resume. Remember, in the information economy, your resume has a "street value." It is important to protect your resume from people and businesses who want to use it primarily to make a profit instead of primarily to help you find employment.
Help for Job SeekersIf you believe your resume or personal job search data, including your email address or your name, has been shared or used in a way inconsistent with a job site's posted privacy policy, you have recourse 34 through the Federal Trade Commission (FTC.) You may file a consumer complaint with the FTC by calling (1-877-FTC-HELP) or by using the FTC's online filing system, located at http://www.ftc.gov/. Click on "File a Complaint Online." If you have identity theft problems resulting from your resume posting, visit the Web sites of the Privacy Rights Clearinghouse www.privacyrights.org/identity.htm and the Identity Theft Resource Center www.idtheftcenter.org for facts and helpful information. The PRC provides other fact sheets relating to SSNs, workplace privacy, and financial privacy, located at www.privacyrights.org/fs. You may additionally contact www.JobSearchPrivacy.org for further information or help as of February 24, 2003. New consumer information will be posted at the site, including a consumer guide to online job site privacy, throughout 2003 and beyond. Email: info@jobsearchprivacy.org. This report, "Resume Database Nightmare: Job Seeker Privacy at Risk," is available on the Privacy Rights Clearinghouse Web site at www.privacyrights.org/ar/Dixon-JobPrivacyRpt.htm and at www.pamdixon.com. Pam Dixon gratefully acknowledges Rose Foundation Consumer Privacy Rights Fund, whose financial support made this research possible. Contributors
Appendix A: Copy of HotResumes.com Invoice to Biotechcareers for "resume sale." This invoice is referenced from the publicly available case files of Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R, U.S. District Court for the Western District of Washington at Seattle. In the case file, the Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, Exhibit 3, contains the invoice of HotResumes.com "resume sale" to Biotechcareers.com. The invoice is labeled as #628, and is dated November 30, 2002. The description of the goods is marked as a "Resume Sale," and the invoiced is marked as paid in handwriting. (see attached TIFF File.) Appendix B: Text of Medzilla job seeker notification. This text is taken from Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R . Case file. Also: Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, Paragraph 14, which contains the text of the email notice. The message was sent November 14 to 2, 399 job seekers whose resumes Mr. Monastra had downloaded. Hello, A few months ago we discovered that a person claiming to be a recruiter was actually setting up a new job board, and had taken several thousand resumes from the Medzilla site. We then learned that he had similarly taken thousands of resumes from other biotech related job boards, several of which have also initiated action against him. On October 15th Medzilla, Inc filed a lawsuit against Jason Monastra and his company "Optimum Intelligence" (biotechcareers.com) in the Federal District court. The lawsuit alleges fraud, copyright infringement, and breach of contract. A restraining order imposing injunctive relief was obtained on November 1st. We value our business relationships with your firm as clients, and felt that you should be aware of the above. Sincerely, Frank Heasley Ph.D. President, CEO Medzilla. Inc. Appendix C :HotResumes Privacy Policy & Information as of February 11, 2003 Following is a portion of the February 11, 2003 version of HotResumes.com privacy policy as posted publicly on its Web site. The entire policy is available at http://www.hotresumes.com/. Researchers have retained for their records a complete printout of the February 11 policy for study and reference purposes. Excerpt of HotResumes.com posted privacy policy: .. Information About All HotResumes.com Visitors We gather information about all of our users collectively, such as what areas users visit most frequently and what services users access the most. We only use such information in the aggregate and not on an individual basis. This information helps us determine what is most beneficial for our users, and how we can develop a better overall Website for our users. This information may be shared with our partners, but only in the aggregate, so that they too may develop a better overall career Website for you, as well. Information About You Specifically In some instances, such as when you sign up to use a service, enter into a contest, or purchase a product, we may need more specific information about you, such as name, address, e-mail address, telephone number, credit card number, etc. We may use that information to make you aware of additional products and services which may be of interest to you, or to contact you regarding site changes. We may also ask you for other information, such as feedback regarding the site, the types of jobs you are interested in, etc., Again, in an effort to develop for you deliver to you the best possible career Website. General Information Disclosure We do not disclose information about your individual visits to HotResumes.com, or personal information that you provide, such as your name, address, e-mail address, telephone number, credit card number, etc., to any outside parties, except when we believe the law requires it. But, we may record and share aggregated information with our partners. ... Documents used in preparing this consumer notice include: 1. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R, U.S. District Court for the Western District of Washington at Seattle. The entire Medzilla v Optimum Intelligance case file, including the exhibits, was used in preparation of this consumer notice. Also: HotResumes.com privacy policy, located at http://www.hotresumes.com/index.cfm?tid=privacy.cfm. Also: HotResumes.com Frequently Asked Questions page. http://www.hotresumes.com/index.cfm?tid=faq.cfm. Biotechcareers.com http://biotechcareers.com/ Case filings nationwide through electronic court filing databases. FTC site, including http://www.ftc.gov/privacy/index.html, http://www.ftc.gov/ogc/stat1.htm and documents available at the FTC site. 2. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R . Case file. Also: Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, Exhibit 3, Invoice of HotResumes.com "resume sale" to Biotechcareers.com. Invoice is #628, dated November 30, 2002, described as "Resume Sale," and marked as paid. 3. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R . Case file. Also: Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, Paragraph 7. "On July 12, 2002, I opened an account with Medzilla and paid Medzilla $550 for the right to enable Optimum to access Medzilla's resume database." 4. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Case file. Also: Verified Complaint for Breach of Contract, Fraud and Copyright Infringement, Unfair Competition. Section III; : Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, paragraph 8 "Over the course of several weeks, Optimum Intelligence obtained approximately 2,400 resumes from its Website." 5. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R . Case file. Also: Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, Paragraph 8. "Acquiring the resumes was to create an internal resume database." 6. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R Case file. Also: Verified Complaint for Breach of Contract, Fraud and Copyright Infringement, Unfair Competition. 7. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Case file. Also: Verified Complaint for Breach of Contract, Fraud and Copyright Infringement, Unfair Competition. Section III; : Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, paragraph 8 "Over the course of several weeks, Optimum Intelligence obtained approximately 2,400 resumes from its Website." 8. Telephone interviews with Pam Bailey of BioView February 12 and 14, 2003. Telephone interviews with BioSpace executives February 11 and 12, 2003. Telephone interviews with Chris Amato of HireHealth, February 11, 2003. 9. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R . Case file. Also: Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, Paragraph 14 contains the text of the email notice. 10. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R . Case file. Also: Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, Exhibit 3, Invoice of HotResumes.com "resume sale" to Biotechcareers.com. 11. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R . Case file. Also: Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, paragraph 23. "Optimum acquired the email addresses by paying HotResumes ." 12. HotResumes.com http://www.hotresumes.com/ Frequently Asked Questions, Paragraph 2. 13. HotResumes.com Privacy Policy, Paragraph 4, General Information Disclosure section. 14. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Case file. Also: Verified Complaint for Breach of Contract, Fraud and Copyright Infringement, Unfair Competition. Section III; : Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, paragraph 8 "Over the course of several weeks, Optimum Intelligence obtained approximately 2,400 resumes from its Website." Also: Declaration of Franklin A. Heasley in support of Motion to Compel Compliance with Order Granting Injunctive Relief, Dec. 4, 2002. Paragraph 2a states "On Thursday November 14 Medzilla, Inc. sent a message to all 2,399 candidates whose resumes were taken from our Web site .". 15. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R, U.S. District Court for the Western District of Washington at Seattle. Verified Complaint for Breach of Contract, Fraud and Copyright Infringement, Unfair Competition. 16. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Case file. Also: Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, paragraph 14. Paragraph 14 contains a copy of the memo Dr. Frank Heasley sent to Medzilla clients. Also: Medzilla Terms of Use http://www.medzilla.com/termsofuse.html . 17. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Case file. Also: Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, paragraph 14. Paragraph 14 contains a copy of the memo Dr. Frank Heasley sent to Medzilla clients. Also: Declaration of Franklin A. Heasley in support of Motion to Compel Compliance with Order Granting Injunctive Relief, Dec. 4, 2002. Paragraph 2a states "On Thursday November 14 Medzilla, Inc. sent a message to all 2,399 candidates whose resumes were taken from our Web site ." 18. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Declaration of Franklin A. Heasley, Section V: 6, V:8,V:9,V:10. Also: Declaration of Franklin A. Heasley in support of Motion to Compel Compliance with Order Granting Injunctive Relief, Dec. 4, 2002 paragraphs 5, 6, 8, 9, 10, and Exhibit A, pages 1-2. 19. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Declaration of Franklin A. Heasley, Section V: 6, V:8,V:9,V:10. Also: Declaration of Franklin A. Heasley in support of Motion to Compel Compliance with Order Granting Injunctive Relief, Dec. 4, 2002 paragraphs 5, 6, 8, 9, 10, and Exhibit A, pages 1-2. 20. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R: Declaration of Franklin A. Heasley in support of Motion to Compel Compliance with Order Granting Injunctive Relief, Dec. 4, 2002. Paragraph 5. 21. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R: Declaration of Franklin A. Heasley in support of Motion to Compel Compliance with Order Granting Injunctive Relief, Dec. 4, 2002. Paragraph 6. 22. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R, Declaration of Franklin A. Heasley in support of Motion to Compel Compliance with Order Granting Injunctive Relief, Dec. 4, 2002. Paragraph 9. 23. Quote located in: Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Case file. Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, paragraph 14. Paragraph 14 contains a copy of the memo Dr. Frank Heasley sent to Medzilla clients. 24. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Declaration of Jason Monastra in support of opposition to Plaintiff's Motion to Compel, Exhibit 4. Email exchange between Frank Heasley and Chris Amato regarding Biotechcareers.com. 25. Telephone interview with Chris Amato, February 11, 2003. Also, Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Declaration of Jason Monastra in support of opposition to Plaintiff's Motion to Compel, Exhibit 4. 26. Telephone interviews with Pam Bailey February 12 and 14, 2003. 27. Telephone interview with Pam Bailey February 12 and 14, 2003. 28. Telephone interviews with BioSpace executives February 11 and 12, 2003. 29. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R . Stipulation and Order of Dismissal, February 3, 2003. Also: Interview with Frank Heasley February 12, 2003. Also: "Important Notice, " front page of http://biotechcareers.com/, which discussed the settlement of the lawsuit. 30. Interview with Frank Heasley February 12, 2003. Also: "Important Notice, " front page of http://biotechcareers.com/ . 31. Telephone interviews with Frank Heasley February 12 and 14, 2003. 32. Database search of electronic court filings under the names BioSpace, Monastra, Optimum Intelligence, TMPW, Monster.com, BioView and possible name variations did not reveal any current court filings as of February 12, 2003. 33. Medzilla, Inc. v Optimum Intelligence LLC, et al Case No. CO2-2122R. Declaration of Jason Monastra in Support of Opposition to Plaintiff's Motion to Compel, Friday December 20, 2002. Paragraph 3. "Optimum's database now exceeds 20,000 resumes, includes over 30,000 registered users, and has over 150,000 monthly visits." 34. a.The FTC policy is that posted privacy policies on Web sites should reflect actual data practices. If the policies do not match the data practices, there may be potential legal consequences. The FTC Act allows enforcement. http://www.ftc.gov/ogc/stat1.htm General description of the Act: "Under this Act, the Commission is empowered, among other things, to (a) prevent unfair methods of competition, and unfair or deceptive acts or practices in or affecting commerce; (b) seek monetary redress and other relief for conduct injurious to consumers; (c) prescribe trade regulation rules defining with specificity acts or practices that are unfair or deceptive, and establishing requirements designed to prevent such acts or practices; (d) conduct investigations relating to the organization, business, practices, and management of entities engaged in commerce; and (e) make reports and legislative recommendations to Congress." b. Also: An important policy statement from the FTC regarding this issue can be found in FTC Chairman Timothy Muris' remarks of 2001 in his speech, Protecting Consumers' Privacy: 2002 and Beyond; Remarks of FTC Chairman Timothy J. Muris at The Privacy 2001 Conference Cleveland, Ohio, October 4, 2001. Here, quoting from the section of his speech, "Enforcing Privacy Policies" : "We will also enforce privacy promises. One of the agency's successes has been encouraging Internet sites to post privacy notices. In 1998, only 2 percent of all sites had some form of privacy notices.(24) By 2000, virtually all of the most popular sites had privacy notices.(25) ..... Having encouraged commercial Web sites to post these notices, the FTC needs to ensure compliance. Privacy promises made offline should be held to the same standard. The FTC has brought several cases challenging violations of promises made in online privacy policies such as the disclosure of information to third parties and the collection of personally identifiable information from children.(26) We will expand our review of privacy policies and make it more systematic. We will seed lists with names to ensure that restrictions on disclosures to third parties are honored. We will also work with seal programs and others to get referrals of possible privacy violations. Finally, as I will discuss shortly, we will improve our own complaint handling system to target cases more effectively." http://www.ftc.gov/speeches/muris/privisp1002.htm c. Also, see: FTC v. Toysmart.com, No. 00-11341-RGS ,D. Mass. filed July 10, 2000, alleging that Toysmart misrepresented that personal information collected from consumers on company Web site would never be shared with third parties. http://www.ftc.gov/os/2000/07/toysmartcmp.htm FTC v Toysmart.com complaint ©This notice is copyright 2003 by The Dixon Report and Pam Dixon. This notice may be redistributed freely, noncommercially as long as this notice is kept intact and no alterations are made to the text.
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| Copyright © 2003-2006. Privacy Rights Clearinghouse/UCAN and Pam Dixon. This copyrighted document may be copied and distributed for nonprofit, educational purposes only. For distribution, see our copyright and reprint guidelines. The text of this document may not be altered without express authorization of the Privacy Rights Clearinghouse. This document should be used as an information source and not as legal advice. PRC documents contain information about federal laws as well as some California-specific information. Laws in other states may vary. Overall, our information is applicable to consumers nationwide. |