NC Resident Questions FCRA's Background Check Consent Loophole for Truck Drivers

March 1, 2006

While it is necessary requirement to verify a person's employment information in some way for the 'trucking industry' (as specified by Federal Motor Carrier Safety Administration regulations and the Patriot Act), the practice of unauthorized access to personal and professional information for 'trucking industry' workers can have serious consequences.

"Other" Consumer Reports: What You Should Know about "Specialty" Reports

Fact Sheet 6b"Other" Consumer Reports:
What You Should Know about "Specialty" Reports

Employment Background Checks in California: New Focus on Accuracy

Fact Sheet 16aEmployment Background Checks in California:
New Focus on Accuracy

Small Business Owner Background Check Guide

Fact Sheet 16bSmall Business Owner Background Check Guide

Small business owners and large corporations alike know the value of good employees. But unlike large corporations, small business owners are often unable to absorb the risks and liability that may come from bad hiring decisions. This guide is intended to acquaint small business owners with basic information about screening applicants and current employees.

FAQ on Employment Background Checks

Fact Sheet 16cFAQ on Employment Background Checks

Volunteer Background Checks: Giving Back Without Giving Up on Privacy

Fact Sheet 16dVolunteer Background Checks:
Giving Back Without Giving Up on Privacy

Criminal Records and Getting Back into the Workforce: Six Critical Steps for Ex-offenders Trying to Get Back into the Workforce (Rosen)

For an ex-offender, a job search can become a frustrating Catch-22. Nearly every employment application will ask in some fashion if a person has a criminal record. If a person lies, then they are always at risk of being terminated upon such a criminal record being discovered. If a person is honest and admits the past misconduct, there is a risk of not getting the job.

Errors in Employment Background Checks: Harmful Long-Term Consequences for Individuals

It is clear to the PRC that the problems of flawed background checks is not new to the FTC. It is also our belief that this is a critical area of consumer protection that deserves the increased attention of the FTC. Our analysis of FTC data uncovered numerous instances of complaints against the same company for reporting inaccurate data, often concerning criminal activities; failure to follow FCRA requirements for limiting information reported; and difficulty in getting the misinformation corrected.

Specialty Reports: What Have They Got on Me?

Most consumers know of their right to free annual credit reports from the three national credit bureaus (Experian, TransUnion and Equifax). But did you know that the same federal law that lets you see your credit reports entitles you to much more?he Fair Credit Reporting Act gives you the right to free copies of numerous so-called specialty consumer reports. These specialty reports provide information on such matters as your medical conditions, insurance claims, check writing history, rental history, and employment history.

An Increase in Employee Background Checks Strains an Already Weak (Flint)

Two easily identifiable problems with the increased use of background checks are the potential for errors and past mistakes haunting people for far too long.  But, in addition to these problems, there are societal concerns about lack of privacy, ceding judgment to a computer database, and potential over-reliance on a person’s past behavior.

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