NC Resident Questions FCRA's Background Check Consent Loophole for Truck Drivers

March 1, 2006

While it is necessary requirement to verify a person's employment information in some way for the 'trucking industry' (as specified by Federal Motor Carrier Safety Administration regulations and the Patriot Act), the practice of unauthorized access to personal and professional information for 'trucking industry' workers can have serious consequences.

"Other" Consumer Reports: What You Should Know about "Specialty" Reports

Fact Sheet 6b"Other" Consumer Reports:
What You Should Know about "Specialty" Reports

Despite its name, the Fair Credit Reporting Act covers a lot more than simply credit reports. Credit reports are just one of a broader category of consumer reports covered by the FCRA. Consumer reports can also include reports about you made to employers, insurance companies, banks, and landlords. In recent years, many new companies have sprouted, compiling reports specifically targeted at employers, insurers, and landlords. The companies that compile reports for targeted users are “consumer reporting agencies” under the FCRA, just like the three national credit bureaus: Experian, TransUnion, and Equifax.

Companies that compile reports on consumers for other than credit have been designated by Congress as “nationwide specialty consumer reporting agencies.” These agencies compile reports about much more than just your credit history. Here are a few examples of the types of reports that they compile:

  • Medical conditions (for example, the Medical Information Bureau (MIB) report)
  • Residential or tenant history and evictions (for example, the Unlawful Detainer (UD) Registry)
  • Check writing history (for example ChexSystems)
  • Employment background checks
  • Homeowner and auto insurance claims (for example, CLUE reports)

Employment Background Checks: A Jobseeker's Guide

Fact Sheet 16Employment Background Checks:
A Jobseeker's Guide

Background reports can range from a verification of an applicant's Social Security number to a detailed account of the potential employee's history and acquaintances. There is even some evidence that employers are now searching popular social networking Web sites such as MySpace and Facebook for the profiles of applicants. This guide explains the why and how of background checks. It also tells you what can be covered in a background report, your rights under the Fair Credit Reporting Act, and what you can do to prepare.

Employment Background Checks in California: New Focus on Accuracy

Fact Sheet 16aEmployment Background Checks in California:
New Focus on Accuracy

Small Business Owner Background Check Guide

Fact Sheet 16bSmall Business Owner Background Check Guide

Small business owners and large corporations alike know the value of good employees. But unlike large corporations, small business owners are often unable to absorb the risks and liability that may come from bad hiring decisions. This guide is intended to acquaint small business owners with basic information about screening applicants and current employees.

FAQ on Employment Background Checks

Fact Sheet 16cFAQ on Employment Background Checks

Will my old conviction, probation or arrest show up on a background check? Will a criminal record automatically disqualify me from ever getting a job?  I am a long-term employee - can an employer now do a background check on me?

The Privacy Rights Clearinghouse receives many questions from consumers about the employment background checking process. In this publication, we've compiled a list of the 19 questions we hear most frequently from consumers about this issue. Read our guide to find out how backgound checks work, what rights you have when undergoing a background check and what to do when your rights are violated. 

Volunteer Background Checks: Giving Back Without Giving Up on Privacy

Fact Sheet 16dVolunteer Background Checks:
Giving Back Without Giving Up on Privacy

Every day, millions of volunteers donate countless hours to good causes. Volunteers mentor to young people, read to toddlers, coach youth sports, tutor in basic math and language skills, change bedpans, prepare and deliver meals, fight fires, provide disaster assistance, and much more. Volunteers can and do perform many of the same duties as paid workers. But, instead of a regular paycheck volunteers do what they do out of a desire to give back to their community.

In today’s queasy, security-conscious climate, organizations are faced with a growing challenge — how to accomplish their mission while protecting the vulnerable population served. At the same time, organizations that rely on volunteers must perform a delicate balancing act — how to properly screen out bad actors without alienating dedicated, privacy-conscious volunteers.

This guide seeks to explore the expanding world of volunteer screening, identify relevant laws as well as fundamental privacy protections, and offer suggestions for organizations and volunteers. References and additional resources are included at the end of this guide.

Criminal Records and Getting Back into the Workforce: Six Critical Steps for Ex-offenders Trying to Get Back into the Workforce (Rosen)

For an ex-offender, a job search can become a frustrating Catch-22. Nearly every employment application will ask in some fashion if a person has a criminal record. If a person lies, then they are always at risk of being terminated upon such a criminal record being discovered. If a person is honest and admits the past misconduct, there is a risk of not getting the job.

Online Reputation Management - What Every Jobseeker Should Know

In today’s digital world, false or unflattering information attached to your name could haunt you for years.  For jobseekers competing in a tough economy, an unprofessional online presence could be a hindrance to landing a good job.  More employers are using the Internet to learn about job candidates, with a recent Microsoft survey showing that 70% of hiring managers have rejected a job applicant because of information posted online. 

Some jobseekers are turning to Online Reputation Management (ORM) firms to help them improve their digital personas.  Before you pay for an ORM service, be aware that ORM firms do not have the ability to remove unflattering information from the Internet any more than you do. If you are willing to invest the time, you can manage your own online reputation at little or no cost.

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