During the coming year creditors, insurance companies, banks, employers, among others will likely run your name through databases containing a wealth of personal information. Errors -- perhaps introduced by an identity thief or from file-mingling -- can trip you up when applying for a credit card or loan, job opportunities, a place to live, insurance, and much more. One resolution you should keep in 2006 is to check that the information in these databases is correct.
SAN DIEGO, CA – The arrival of free credit reports on December 1st is getting a lot of attention these days. (www.ftc.gov/bcp/conline/pubs/credit/freereports.htm) But there is another kind of report, called “specialty consumer reports,” that individuals can obtain at no charge beginning on the first of the month. The federal law that requires credit reporting bureaus to provide free reports is the Fair and Accurate Credit Transactions Act, also known as FACTA. The law also gives consumers the right to one free report prepared by a “nationwide specialty consumer reporting agency” that compiles files on consumers.
The title of this talk is "Medical Records Privacy: Fears and Expectations of Patients". So you can get an understanding of my point of view, I want to start out by talking about our project, the Privacy Rights Clearinghouse, and then make several points about the topic.
