Speeches, Testimony & Invited papers

2009

  • Comments to Department of Health and Human Services re Breach Notification for Unsecured Protected Health Information (November 24, 2009)
  • “Pay As You Drive” Automobile Insurance: The Need to Guard Personal Privacy (August 17, 2009)
  • Comments to the Los Angeles City Council: Public Policy Ramifications of Cloud Computing (July 21, 2009)
  • “Pay As You Drive” Automobile Insurance: Comments on the Need to Guard Personal Privacy (July 9, 2009)
  • Errors in Employment Background Checks: Harmful Long-Term Consequences for Individuals (April 3, 2009)
  • The Proliferation of Online Information Brokers: Noncompliance with Their Own Privacy Policies and Other Problems (March 30, 2009)
  • Identity Theft: It Can Happen To You, But What's The Point of Reporting It? (Gladstone) (January 27, 2009)

    • 2008

  • “Pay As You Drive” Automobile Insurance: Recommendations for Guarding Personal Privacy (June 18, 2008)
  • Uses of Social Security Numbers in the Private Sector: Why SSNs Are Not Appropriate for Authentication (January 25, 2008)
  • How to Secure Windows and Your Privacy with Free Software (Fosdick) (.pdf file) (July 26, 2008)

    • 2007

  • Social Security Numbers in the Private Sector: Comments to the FTC (November 12, 2007)
  • Is Your Client Prepared To Comply with the Data Security Breach Notification Laws? (Mansfield) (November 11, 2007)
  • My Space Isn't Your Space: Updating Federal Law to Address Employers' Use of Social Networking Sites for Hiring Decisions (Davis) (September 1, 2007)
  • An Increase in Employee Background Checks Strains an Already Weak (Flint) (May 24, 2007)
  • Interagency Proposal for Model Privacy Form under the Gramm-Leach Bliley Act (May 22, 2007)
  • The Secure Transcript: Survey of U.S. Universities' Use of the SSN on Academic Transcripts (Titus) (May 11, 2007)
  • Suing a Telemarketer: How I Spent My Summer Vacation (October 29, 2007)
  • When Background Checks Go Too Far: Screening Volunteer Master Gardeners (June 5, 2007)
  • Phishing: A Real-Life Experiment with Troubling Results (February 9, 2007)

    • 2006

  • Prerecorded Telemarketing Calls: The Need for Industry Reform (December 18, 2006)
  • Identity Theft Red Flags and Address Discrepancies under the Fair and Accurate Credit Transactions Act of 2003 (September 18, 2006)
  • Comments on HHS Request for Information: Voluntary Storage of Personal Data in Preparation for Emergencies (July 28, 2006)
  • Comments to the FTC on Accuracy in Background Checks and Insurance Reports (May 29, 2006)
  • Prohibit Debt Collectors from Calling Cell Phones: Comments to the FCC (May 7, 2006)
  • The Tradeoff between Privacy and Openness in Employment Screening (April 15, 2006)
  • Keeping Customer Proprietary Network Information (CPNI) Private: Comments to the FCC (April 15, 2006)
  • Comments Submitted to the Internal Revenue Service: Disclosure and Use of Tax Preparation Data Notice 2005-93 and REG-137243-02 (March 8, 2006)
  • Comments to the Federal Communications Commission Regarding Implementation of The Junk Fax Prevention Act of 2005 (January 31, 2006)
  • RV Full-timing and Privacy Protection (Dippel) (December 1, 2006)

    • 2005

  • Comments Regarding Federal Trade Commission Proposal to Continue to Conduct Surveys of the Public on Identity Theft (December 26, 2005)
  • Comments to Federal Agencies Regarding the Use of Personal Medical Data by Financial Institutions (November 1, 2005)
  • Groups Warn of Privacy Risks in Employment Screening (August 8, 2005)
  • Regarding the Privacy Implications of the Proposed National Health Information Network (NHIN) (April 8, 2005)
  • Privacy Groups Urge Federal Reserve Board to Protect Consumers from Identity Theft and Stolen Convenience Checks (March 28, 2005)
  • Comments to the California Department of Insurance Proposed Regulations ER05043832: Property Loss Databases (March 8, 2005)
  • Criminal Identity Theft in California: Seeking Solutions to the "Worst Case Scenario" (March 8, 2005)
  • Groups Ask FTC to Stop Blocking Links to Free Credit Report Site, www.annualcreditreport.com (February 28, 2005)
  • Private Investigators in California: Analysis of the PIA and Case Law (Caragozian) (February 25, 2005)
  • Comments to the Federal Trade Commission: Prerecorded Telemarketing Calls to Existing Business Customers (EBR) (January 10, 2005)
  • Fair and Reasonable Fee for Credit Score Disclosure: Comments to Federal Trade Commission (January 10, 2005)

    • 2004

  • Financial Literacy and Education Campaign Strategies (November 1, 2004)
  • Consumer Notice Requirements for Opting Out of Pre-Approved Offers of Credit (October 27, 2004)
  • Privacy Rights Clearinghouse Files Lawsuit Charging Albertsons Violates Privacy of Pharmacy Customers (September 9, 2004)
  • Examples of Marketing Materials Received by Albertsons' Pharmacy Customers (September 1, 2004)
  • Comments on FACTA Disposal Rule, RIN 3064-AC77: Fair and Accurate Credit Transaction Act Disposal of Consumer Report Information and Records (July 22, 2004)
  • Study Shows Most Online Pharmacies Lack HIPAA Privacy Notice (July 13, 2004)
  • Comments on the FACT Act Document Disposal Rule Submitted to the National Credit Union Administration (July 12, 2004)
  • Study Finds No Privacy Rights at Many Online Pharmacies (Hochhauser) (July 9, 2004)
  • Radio Frequency Identification: Applications and Implications for Consumers (June 21, 2004)
  • Comments on FACTA Disposal Rule: Disposal of Consumer Report Information and Records (June 15, 2004)
  • Comments Regarding the Use of Personal Medical Data by Financial Institutions (May 24, 2004)
  • The Saga of Shredding in the U.S.: A Privacy Advocate's Perspective (May 21, 2004)
  • Comments to FTC on National Credit Reporting Agencies and Free Reports: Credit Reports Most People Have Never Heard Of (April 16, 2004)
  • PRC Rebutts Newspaper Editorial Lauding Full Disclosure of Personal Information of Campaign Contributors on www.fundrace.org (April 2, 2004)
  • Federal Agencies' Joint Request for Comment: Alternative Forms of Privacy Notices (March 26, 2004)
  • Financial Privacy Notices: Shorter is Better (February 25, 2004)
  • RFID Implementation in Libraries (January 10, 2004)
  • Using Court Record Information for Marketing in the United States: It's Public Information, What's the Problem? (Gottlieb) (February 1, 2004)
  • Letter to County Tax Equalizer Director: You Do Not Have Permission to Post a Photo of Our Home on the Internet (July 1, 2002)

    • 2003

  • Criminal Records and Getting Back into the Workforce: Six Critical Steps for Ex-offenders Trying to Get Back into the Workforce (Rosen) (September 1, 2003)
  • Statement on Outsourcing and Privacy (March 9, 2004)
  • Prevent Identity Theft with Responsible Information-Handling Practices in the Workplace (December 9, 2003)
  • Compliance vs. Communication: Readability of HIPAA Notices (Hochhauser) (November 1, 2003)
  • Federal Agencies' Guidelines regarding Notification by Financial Companies when a Security Breach Compromises Customer Data and Exposes Individuals to Identity Theft (October 14, 2003)
  • Groups Submit Comments to National Banks Agency Opposing Preemption of States (September 26, 2003)
  • Joint Comments to the California Department of Insurance Proposed Regulations RH 03031129: Property Loss Databases (September 17, 2003)
  • Albertsons' Pharmacies: Complaint for Violations of CA Business and Professions Code Sections 17200, et seq. (September 1, 2003)
  • JetBlue: Complaint for Violations of CA Business and Professions Code Sections 17200, et seq. (September 1, 2003)
  • Letter to House of Reps. and Senate to Oppose HR 2622 (August 27, 2003)
  • Consumer Group Analysis of House FCRA Legislation, H.R. 2622 (August 20, 2003)
  • RFID and the Public Policy Void (August 18, 2003)
  • What's Missing from This Picture?: Comments to FTC "Information Flows" Workshop (June 18, 2003)
  • Letter to the FTC on Job Search Industry Privacy Concerns (February 19, 2003)
  • "Show Me Your Papers!" Demands the New Yorker Ramada Hotel (Stollenwerk) (April 14, 2003)
  • Why Patients Won't Understand Their HIPAA Privacy Notices (Hochhauser) (April 10, 2003)
  • My Experience with Internet Employment Site Careerbuilders.com (March 1, 2003)

    • 2002

  • Comments on the Implementation of a Federal Telemarketing "Do-Not-Call" List (December 5, 2002)
  • Oversight Hearing On Financial Privacy and the Gramm-Leach-Bliley Financial Services Modernization Act (September 20, 2002)
  • Health Privacy: The Way We Live Now (Gellman) (August 1, 2002)
  • Public Records on the Internet: The Privacy Dilemma (April 19, 2002)
  • California's Telemarketing "Do Not Call" List: Comments to the California Attorney General  (March 11, 2002)
  • Comments to California Department of Insurance Concerning Privacy of Personal Financial and Medical Record Information  (June 19, 2002)
  • New Privacy Study Challenges Industry Assertions on the Cost of Protecting Consumers' Privacy (April 16, 2002)
  • A Cautionary Tale about Debit Cards and Fraud: A Former Debit Card User Tells Her Story (October 1, 2002)
  • Big Brother and the Hiring Process (Kelly) (June 1, 2002)
  • Et tu, School Board? An Essay on Fingerprinting of School Volunteers (Ritchey) (March 2, 2002)
  • We're in the Transparency Business: Electronic Frontier Foundation Pioneer Award Acceptance Remarks (April 17, 2002)

    • 2001

  • 2001: The GLB Odyssey -- We're Not There Yet: How Consumers Rial Privacy Notices and Recommendations for Improving Them (December 4, 2001)
  • The Role of Consumer Education and Intervention in an Environment of Limited Privacy Regulation (September 24, 2001)
  • College and University Privacy Issues: Social Security Numbers and Smart Cards (June 21, 2001)
  • FTC Information Marketplace Attachments (April 30, 2001)
  • The Information Marketplace: Merging and Exchanging Consumer Data (April 30, 2001)
  • Public Access to Electronic Case Files (January 26, 2001)
  • A Fingerprint to Rent a Car? An Ex-Customer Says "No" (Amato) (December 21, 2001)
  • Lost in the Fine Print: Readability of Financial Privacy Notices (Hochhauser) (July 1, 2001)

    • 2000

  • Eight Reasons to be Skeptical of a "Technology Fix" for Protecting Privacy (October 14, 2000)
  • Bankruptcy, Public Records and Privacy (September 18, 2000)
  • Financial Privacy: The Shortcomings of the Federal Financial Services Modernization Act (September 15, 2000)
  • Identity Theft: How It Happens, Its Impact on Victims, and Legislative Solutions (July 12, 2000)
  • What's Missing from This Picture? Privacy Protection in the New Millennium (June 22, 2000)
  • Identity Theft: The Growing Problem of Wrongful Criminal Records (June 1, 2000)
  • Opt-In to Financial Privacy (May 1, 2000)
  • Consumers' Financial Privacy Act Testimony (April 24, 2000)
  • Comments of the Privacy Rights Clearinghouse and the Utility Consumers' Action Network on Proposed Privacy of Consumer Financial Information Regulations (Gramm-Leach Bliley Act) (March 30, 2000)
  • Letter to California Legislators and Governor Gray Davis by 15 Consumer-related Organizations in Favor of Strong Opt-in Financial Privacy Legislation (March 23, 2000)

    • 1999

  • The Emperor's New Clothes: Privacy on the Internet in 1999 (June 1, 1999)
  • Merging County Social Services Data Bases: Privacy Pitfalls and a Policy Solution (May 2, 1999)
  • Privacy Implications of Privatization of the County's Information Technology Systems (February 23, 1999)
  • A Consumer's Complaint Regarding Rite Aid Pharmacy (August 1, 1999)

    • 1998

  • Ten Privacy Principals for Health Care (November 6, 1998)
  • Consumers' Concerns about Financial Privacy and Security (October 19, 1998)
  • True or False? You Can Find Out Anything About Anybody on the Net (October 2, 1998)
  • Privacy Principles for California (March 3, 1998)
  • Don Ray's 104 Privacy Tips (Ray) (December 1, 1998)

    • 1997

  • A Review of the Fair Information Principles: The Foundation of Privacy Public Policy (October 1, 1997)
  • Issues of Privacy and Access (September 24, 1997)
  • FTC Consumer Privacy Workshops: Data Base Study  (April 14, 1997)
  • "A Review of State and Federal Privacy Laws": Testimony to the California Legislature Joint Task Force on Personal Information and Privacy (April 1, 1997)
  • Social Security Administration Forum (March 28, 1997)
  • Comments In Opposition to the Court Technnology Committee Draft Rule: Access to Electronic Records (March 13, 1997)
  • Federal Reserve Board "Credit Header" Comments (January 30, 1997)

    • 1996

  • Medical Records Privacy: Fears and Expectations of Patients (May 15, 1996)

    • 1995

  • Public Records in a Computerized Network Environment: Privacy Implications (September 23, 1995)