Health

You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).

A specialty consumer report (compiled by a specialty consumer reporting agency) may include

Passwords can be your first line of defense against stolen personal information (phone data, banking information, email, medical records) so it’s important to create one that is strong.

Nobody likes to think about the possibility of a disaster, but it’s important for you to be prepared long before one happens. Once one hits, it's unlikely that you’ll have enough time to take the steps to protect yourself and your personal information.

Medical debt often results from unpredictable events, but you shouldn’t let them ruin your credit for years to come. Many Americans are impacted by medical debt—it makes up a large portion of reported debt on credit reports.

There are a few situations in which you must provide your Social Security (SSN) number to a business, including