Financial

The Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. Read More

If you’ve been the victim of identity theft, you could have debts in your name that aren’t yours (and might not even know they exist until a debt collector tries to collect).

Even if you owe a debt, you have rights about when and how a debt collector contacts you.

A data breach is a security violation in which sensitive, protected or confidential data is copied, transmitted, viewed, stolen or used by an unauthorized individual. It could be a result of

On-time rent payments aren’t generally included in your credit report (your landlord has the option, but most don’t report them). However, if you don’t to pay your rent on time (or at all), your landlord might report it to a credit reporting agency and it would appear on your credit report.

Yes, most landlords will want to check your credit to help them decide whether to rent to you. Read More