This Labor Day, PRC Urges Jobseekers to Know Their Rights


As the nation celebrates the achievements of American workers this Labor Day weekend, it’s hard to ignore the 13.9 million people who remain unemployed. Millions of Americans are searching for work, and have been for months. The weak job market means employers are being flooded with candidates. 

To weed out candidates, employers often turn to background checks.  In a poll conducted by The Society for Human Resource Management, 73% of employersreported conducting criminal background checks on all job candidates. There are many companies specializing in employment screening and each uses its own method to gather background data. Unfortunately, many consumers have contacted us to report that they were the subject of a background check containing inaccurate data.  It’s important for job seekers to be aware of their rights under the Fair Credit Reporting Act (FCRA), a law that regulates the consumer reporting industry.

Specialty Reports: What Have They Got on Me?


Most consumers know of their right to free annual credit reports from the three national credit bureaus (Experian, TransUnion and Equifax). But did you know that the same federal law that lets you see your credit reports entitles you to much more?he Fair Credit Reporting Act gives you the right to free copies of numerous so-called specialty consumer reports. These specialty reports provide information on such matters as your medical conditions, insurance claims, check writing history, rental history, and employment history.

Privacy Resolutions: Make 2007 Prosperous and Private!


We at the PRC wish you a happy, prosperous and private new year. For 2007, resolve to do what you can to guard against identity theft and stop unwanted intrusions via your mailbox, telephone, or fax machine. When it comes to privacy, there are no guarantees. But the following resolutions are a good way to start off the new year.

Comments to the FTC on Accuracy in Background Checks and Insurance Reports


The FTC should separately undertake a review of inaccuracies in employment reports and insurance claims reports.  From our experience, job applicants and employees encounter significant problems when an erroneous criminal history is reported to an employer. Local, state and federal court records are public records that are available to anyone and are not compiled for the purpose of furnishing data to consumer reporting agencies.

FTC Sues Imposter Web Sites Offering "Free Credit Reports"


The FTC this week announced a lawsuit and simultaneous settlement with Consumerinfo.com, a subsidiary of the credit bureau Experian, and freecreditreport.com, companies that advertise free credit reports. The FTC charged the companies with "deceptive and misleading" claims.

Consumerinfo.com and freecreditreport.com advertised "free credit reports," but failed to inform consumers that they were automatically signing up for credit report monitoring services and would be charged $79.95 if they did not cancel within 30 days.

Call Don't Click Update: Still Be Smart about Ordering Federally Mandated Free Credit Reports


A new report issued today by the World Privacy Forum shows that many consumers may still be better off calling or mailing in for their federally mandated free credit reports instead of accessing the reports online. Although the official Annualcreditreport.com site has improved since its launch in December 2004, there are continuing hazards posed by imposter Web domains, some of which have been aggressively attempting to misdirect and in some cases deceive consumers.

Consumers in Midwest States Can Get Free Credit Reports Starting March 1, 2005


A new federal law, known as the Fair and Accurate Credit Transactions Act, or FACTA, adopted by Congress in 2003 gives consumers nationwide the right to receive a free copy of their credit report. The law is being phased in through the U.S. and Midwest states are next on the rollout list. The ability for consumers to get a free copy of their credit report annually started on the West Coast on December 1, 2004, and individuals living in the Midwest can start receiving their reports on March 1, 2005.

Groups Ask FTC to Stop Blocking Links to Free Credit Report Site, www.annualcreditreport.com


While a number of issues regarding www.annualcreditreport.com need to be corrected, one issue stands out as critically important to correct immediately. That is, the active blocking of Web linking to the annualcreditreport.com site is harming consumers right now, and does not serve any apparent purpose other than to direct consumers to for-pay services at the credit bureaus.

World Privacy Forum and Privacy Rights Clearinghouse Ask the FTC to Immediately Stop Credit Bureaus From Blocking Web Links to www.AnnualCreditReport.com


UPDATE: As of noon, February 28, the credit bureaus began to allow linking to the annualcreditreport.com site from other sites. To see what the previous non-linking "blacklisted" message looked like prior to the credit bureaus' change in policy, see  Figure 2 in the Call Don't Click report.

SAN DIEGO, CA -- The World Privacy Forum and the Privacy Rights Clearinghouse sent a letter to the Federal Trade Commission (FTC) today requesting the agency immediately take steps to protect consumers in advance of the March 1 rollout of free credit reports to Midwestern U.S. residents.

Groups Ask the FTC to Immediately Stop Credit Bureaus From Blocking Web Links to www.AnnualCreditReport.com


The World Privacy Forum and the Privacy Rights Clearinghouse sent a letter to the Federal Trade Commission (FTC) today requesting the agency immediately take steps to protect consumers in advance of the March 1 rollout of free credit reports to Midwestern U.S. residents.

Showing 11-20 of 29 results
Syndicate content


X

Sign In!

Loading