Verbal Testimony by Michelle Brown

December 31, 1969
December 31,1969

My name is Michelle Brown. I am 29 years old and have been working in the disciplined field of international banking for the last 7 years. I am an ambitious and hard-working individual; I'm certain that I am much like any of your cousins, your nieces, your daughters. I believe that I strongly represent any average, respectable citizen of the United States. However, there is one clear-cut issue that separates me from nearly the rest of the population: I have lived and breathed the nightmare of identity theft.

Joe's Story: "The burden is entirely on the victim to prove fraud over and over again"

December 31, 1969
December 31,1969

I first became aware that someone was using my identity very early in the chain of events on July 16, 1999, thanks to a perceptive account representative named at Sears Credit Central in Louisville KY. The rep contacted me for verification of an unusual request after someone impersonating me on the telephone attempted to take control of my Sears charge account. The caller claimed a fire had destroyed my house and all my records, and requested a replacement charge card be sent to a Los Angeles address.

An Identity Theft Victim's 17 y.o. Perpetrator Facing Judgement

December 31, 1969
December 31,1969

I am a recent victim of identity theft. A Sprint Cellular bill appeared at my home. A 17 year old from Maryland was able to obtain a Sprint phone and access number from another criminal. He randomly entered my Social Security number and was able to open an account. I was told by the Sprint Fraud person "why are you worried? Someone took me for $70,000, yours is only $230.00.

Keys Takens, Car Stolen, Later Found with 50 SSNs

December 31, 1969
December 31,1969

3 men were in my house at which time I noticed, after the men left, that my entire key chain was missing. Two days later, my car was stolen and later located in Glendale, Arizona and is now stored at a facility in Phoenix. There was a crack pipe and 50 social security numbers and a catalog of many credit card scores and credit card numbers in my car when I begged someone to check for any of my personal items.

The Frustrations of an Identity Theft Victim

December 31, 1969
December 31,1969

I have had to deal with Identity theft since 1993. I never expected that I had to check my credit report on a regular basis. I never guessed what happened to me was "Identity Theft," until years later. I found out how hard it was to file a complaint to the police department.

The Frustrations of an Identity Theft Victim

December 31, 1969
December 31,1969

I have been away from the United States since the past 4 years. Recently, I wanted to sell my house in California and contacted several real estate agents to discuss with them a listing for the house. I was informed by these realtors that my house has been rented to individuals that I am not aware or have agreed to rent my house.

A Benefit of Ordering One's Free Credit Report Online Rather than by Phone

December 31, 1969
December 31,1969

I have been ordering my credit report annually since my late teens because I do not trust my father to not open accounts behind my back and use my credit fraudulently. I always mailed in my request along with a check. Thus it was only this year, when I decided to leave the Pony Express behind and enter the web-connected age that I discovered, connecting through the annualcreditreport.com website, that there was already a login and password established for my credit report through Equifax.

Ordering Medication from Online Pharmacy Leads to Identity Theft

December 31, 1969
December 31,1969

I ordered medication from an on-line pharmacy. After I entered in all information including credit card number, the site went on to say that I would see the payment on my credit card under a name that had nothing to do with the site.

Legislative Testimony of John and Jane Doe

December 31, 1969
December 31,1969

It was quite a shock to us when we suddenly found out that we had no credit. We were being accused of defaulting on loans, not making car payments, and overdue on credit card payments. We were suddenly being called by stores that we never heard of, banks demanding payment on cars or loans that we didn't have, collection agencies demanding that we pay immediately on some account we never heard of, or face legal action against us. Some of the creditors would even offer to settle the account for a reduced amount. Of course we would refuse.

Getting the Run-Around in Illinois

December 31, 1969
December 31,1969

Regardless of how many times I have been told that I am not, I am a victim. Our police agencies need to realize that having one's identity stolen is emotionally painful, humiliating, and costly. I have spent an ungodly number of hours trying to correct the damage that has been done by the individual who stole my identity. Professionally, as a teacher and tutor, my hours are worth thirty-five dollars. I have been robbed of $5,250 in time. I have been humiliated in my local stores because my checks have been rejected at the check out, and I am emotionally drained. I am a victim, and Congress needs to recognize me as such.

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