Should Insurance Companies Be Able to Use Credit Reports? A Customer Says "No"


September 20, 2002

I was told that all insurance companies now do a credit search and that part of setting the insurance rate is based on the result of the credit search. I was not told that any returned rating would allow my insurance rates to go down (perhaps implying that the best credit rating can only minimize rate increases).

Comments to California Department of Insurance Concerning Privacy of Personal Financial and Medical Record Information


We are pleased to see that the proposed regulations, as revised, include a number of changes that will benefit individual privacy interests. We commend the staff of the Department for efforts to balance multiple interests and their willingness to consider our concerns about loss of personal privacy.

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