New Look for Prescreened Credit and Insurance Offers

tarting August 1, 2005, unsolicited offers for credit or insurance that are based on information in your credit report should be easier to spot.

New regulations adopted by the Federal Trade Commission now require notices to prominently display the toll free number (1-888-5OPTOUT or 1-888-567-8688) to opt-out. Now, this number, along with a statement that you can stop the unsolicited offers, must appear - in at least 12-point type - on the first page of the offer.

PRC Recommends Wireless Cell Phone 411 Directory Should be Complete Opt In

The Privacy Rights Clearinghouse (PRC) advocates that the wireless 411 directory that is slated to be launched in early 2005 provide a strict opt-in mechanism that requires express consent before cell phone numbers are listed in the directory. The PRC also believes that federal legislation should be strengthened to ensure this standard is met.

"We believe there are several reasons to recommend the opt-in standard, one being privacy," said Jordana Beebe, PRC Communications Director. Though the wireless industry touts their directory will be an opt-in standard, Beebe counters, "We are also concerned about the unregulated wireless industry overseeing the directory without legislative oversight."

The Proliferation of Online Information Brokers and Reports of Abuses of Consumer Privacy

The Privacy Rights Clearinghouse (PRC) appreciates the opportunity to submit the following comments on the online information broker industry to the Federal Trade Commission (FTC) as part of the agency’s deliberations for the Privacy Roundtables series.

The online information broker industry has come to the forefront of consumer privacy issues in recent years. Information brokers are companies that compile information on individuals via public, semi-public and private records and offer this information via online “lookup” services, often with no questions asked. Some charge a fee while others provide their services at no charge. Consumers who are attempting to limit the availability of their personal information, due to concerns about privacy, safety or identity theft, have lodged numerous complaints against this industry with the PRC over the years.

Junk Mail FAQ

Fact Sheet Junk Mail FAQ


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