Will I Be Able to Return That Unwanted Holiday Gift? The Retail Equation (formerly The Return Exchange)


When a consumer wants to make a return, the retailer will swipe the person’s driver’s license (or other government-issued ID). As customers return merchandise, The Retail Equation compares variables such as return frequency, dollar amounts and/or time against a set of rules that form the retailer’s return policy. If you make repeated returns or exchanges to a specific merchant, you may not be able to do so again at a later date.

10 Tips for Safe and Private Holiday Shopping


As the holidays approach, consumers are more likely to be visiting crowded stores and malls.  Scam artists and fraudsters know this, so they are likely to be lurking there too.  Privacy Rights Clearinghouse is pleased to offer these helpful tips to protect yourself during this often hectic holiday season.

Dump Your Debit Card! New Guide Explains Your Card Payment Options


The PRC advises that most consumers should not use or carry a debit or check card.  The guide explains the eight major shortcomings of these cards and suggests alternatives for consumers to consider.  Paul Stephens, PRC’s Director of Policy and Advocacy, elaborated, “Scammers have become quite sophisticated in gaining access to your card information.  Most people don’t realize that lost, stolen, or compromised debit cards can provide an open door for fraudsters to empty your bank account."

Who Is Using Your Checkbook? FDIC Warns About Qchex.com


While many consumers are scrambling to reduce their risk of identity theft, one business appears to be making it easier than ever to forge checks. Qchex.com allows customers to create checks without verifying the account holder's identity, according to authorities.

The Return Exchange: Q & A


The consumers who have contacted us have expressed a concern about having their drivers license swiped. Most indicate that they were not notified at the Point of Sale (POS) that their license or other form of goverment-issued ID would be required in order to make a return or exchange.

Why I stopped shopping at Amazon.com: A reading expert sounds off... (Hochhauser)


I've shopped at Amazon.com for several years. But I decided to quit shopping there because of:

1) Their new privacy notice. The revised notice (not a "policy") states that they gather information about consumers every time they search for a product.  That means to me that they've developed a profile on me based not only on what I buy, but what I'm looking for. I don't want them to know that much about me....

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