Prohibit Debt Collectors from Calling Cell Phones: Comments to the FCC

The Privacy Rights Clearinghouse (PRC)1 appreciates the opportunity to comment, opposing ACA International's (ACA)2 Petition. The ACA asks the Federal Communications Commission (FCC or Commission) to exempt debt collectors from cell phone privacy rules adopted under the Telephone Consumer Protection Act (TCPA).3 We urge the Commission to deny this Petition.

Stop Contact about Someone Else's Debt

Sample letter to a debt collection agency notifying them to stop collection attempts on someone else's debt.

 

 

Date

Your Name
Mailing Address
Your City, State, Zip

Re: Notice to Cease Contact Regarding Debt for ______________________

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Complain about a Collection Agency to a Government Agency

Sample letter to a government agency complaining about a collection agency

 

 

Date

Your Name
Mailing Address
City, State, Zip

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Stop Contact with Employer and Others

Sample letter to a collection agency instructing it not to attempt to contact your employer or others.

 

 

Date

Your Name
Mailing Address
City, State, Zip

Name of Collection Agency
Mailing Address
City, State, Zip

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Stop Contact by Collection Agency

Sample letter to a collection agency instructing them to cease contact.

 

 

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Comments to FTC: Collection of a Deceased Person's Debt

On October 8, 2010, the FTC announced a policy regarding debt collectors’ communications with third parties regarding a decedent’s debt. In this, the FTC expands the numbers of individuals a collector may contact when the debtor is deceased. We urge the Commission to reconsider this policy or at a minimum to offer guidance for individuals who may be contacted by a collector about a deceased consumer’s debt. We further urge the Commission to reconsider its policy regarding no enforcement for deceased debtor contacts.

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