Comments Regarding Federal Trade Commission Proposal to Continue to Conduct Surveys of the Public on Identity Theft


The Commission's 2003 survey found approximately 10 million identify theft victims in the prior year. Before the 2003 survey was released, annual victims were estimated at between half to three quarters of a million per year. These earlier estimates, everyone with any knowledge agree, grossly underestimated the scale and impact of this crime. The 2003 survey sounded a wake-up call. Still, we are not convinced that a complete picture of identity theft is known.

Comments to Federal Agencies Regarding the Use of Personal Medical Data by Financial Institutions


When it comes to privacy, consumer expectations and fears are most elevated for sensitive data included in medical records. A major concern is potential secondary uses of medical information. For example, a consumer may understandably be concerned that a medical condition could adversely affect the ability to get a job or a mortgage. In recent amendments to the Fair Credit Reporting Act (FCRA), Congress acted to address the discriminatory use of medical information in credit transactions.

Don't Be Scammed by Hurricane Katrina Fraudsters


Disasters bring out the best in people and the worst. These two dynamics intersect when scam-artists create fake charities with fundraising appeals, thereby bilking people out of donations that they meant to give to the victims.

It's Back-to-School Time: Parents, Do You Know Where Your Child's School Records Are?


The PRC advises parents to pay close attention to documents and forms that students bring home from school. Among them is likely to be an opt-out form regarding the disclosure of students' education records. But if the parent does not sign the form instructing the school to NOT disclose the student's personal information to others, the school is free to release "directoy information." Directory information is NOT a small category. It can include the student's name, address, phone number, and date of birth, as well as major field of study, activities and sports, weight and height if on athletic teams, dates of attendance, and degrees and awards.

New Look for Prescreened Credit and Insurance Offers


tarting August 1, 2005, unsolicited offers for credit or insurance that are based on information in your credit report should be easier to spot.

New regulations adopted by the Federal Trade Commission now require notices to prominently display the toll free number (1-888-5OPTOUT or 1-888-567-8688) to opt-out. Now, this number, along with a statement that you can stop the unsolicited offers, must appear - in at least 12-point type - on the first page of the offer.

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