Dump Your Debit Card! New Guide Explains Your Card Payment Options

The PRC advises that most consumers should not use or carry a debit or check card.  The guide explains the eight major shortcomings of these cards and suggests alternatives for consumers to consider.  Paul Stephens, PRC’s Director of Policy and Advocacy, elaborated, “Scammers have become quite sophisticated in gaining access to your card information.  Most people don’t realize that lost, stolen, or compromised debit cards can provide an open door for fraudsters to empty your bank account."

The Secure Transcript: Survey of U.S. Universities' Use of the SSN on Academic Transcripts (Titus)

Most universities have moved away from using students' Social Security Numbers as their Student ID, but because the SSN continues to be a convenient identification number, ancillary higher education organizations, such as lending institutions, continue to use the SSN as a universal identification number.  As a result, some universities which have otherwise discontinued using the SSN as a student ID, continue to print the student's SSN on academic transcripts and official documentation.

When Background Checks Go Too Far: Screening Volunteer Master Gardeners

I was at a Maricopa County (Phoenix AZ) Master Gardeners meeting this evening (I am a Master Gardener volunteer) helping with applications for the next Master Gardener training course -- a 17 week training program to teach people in the Southwest how to garden and take care of their landscape plants here, plus a component of our internship program to become a Master Gardener Volunteer. 

The program is run by the University of Arizona. The University is now requiring background checks of applicants applying to take this course. The applicants are paying $275 to take the course and part of that fee also pays for their own background check.

Background Checks for Master Gardeners in Maricopa County.???!!! I am flabbergasted.

What Is HealthVault? Things to Think About Before You Participate

HealthVault is Microsoft's new service for storing, managing, and accessing a patient's medical information. www.healthvault.com  It operates as an online encrypted service.  The service offers a voluntary opportunity for medical records to be collected by aggregating information from various sources including health-care providers, insurance companies, and compatible medical devices (such as blood pressure monitoring devices).

Interagency Proposal for Model Privacy Form under the Gramm-Leach Bliley Act

The Privacy Rights Clearinghouse (PRC)1 is pleased to comment on the Federal Trade Commission (FTC or Commission) notice of proposed rulemaking (NPR)2 to simplify the consumer disclosures required by the Gramm-Leach-Bliley Act (“GLB”). With only a few minor suggestions, the PRC endorses and fully supports the model form adopted by the agencies. We direct our comments as follows:

Is Your Client Prepared To Comply with the Data Security Breach Notification Laws? (Mansfield)

California adopted the first data security breach notification law, codified at Cal. Civ. Code Section 1798.80 et seq., effective July 1, 2003. nearly 40 other states have since adopted similar laws modeled after, but not the same as, the California law. Presently pending in Congress are several bills that would adopt a variant of the California model on a nationwide basis, including the Notification of Risk to Personal Data Act of 2007, S.239 (introduced January 10, 2007).

Real ID Act Will Increase Exposure to ID Theft

If you think identity theft is bad now, wait until something called the Real ID Act goes into effect. This law federalizes and standardizes state driver’s licenses for all 50 states, and it will result in something that has been resisted in this country for a long time -- a de facto national identity card.
The Real ID Act was pushed through Congress in 2005 with little meaningful debate. It imposes sweeping changes on state driver’s licenses that will result in significant new fees and hassles for everyone who needs a license or ID – not to mention posing a new threat to Americans’ privacy. And, our experience suggests that if Real ID becomes the standard for driver’s licenses, it will worsen the problem of identity theft.

Suing a Telemarketer: How I Spent My Summer Vacation

I am a federal government retiree who does occasional substitute teaching just for fun.  Basically, I don’t work during the summer.  Also, I hate telemarketers and feel that companies who buy and sell individuals’ personal information in order to solicit are despicable. So, what did I do on my summer vacation?  I sued a telemarketer!


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