Frequently Asked Questions and Index


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Privacy Topics
A - Z

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Select the Letter of the Topic Your Are Looking For

A

Authorship
Who is the author of the PRC's Fact Sheets?

B

Background Checks
Resource Page. Background Checks and Workplace Privacy
Fact Sheet 16. Employment Background Checks: A Jobseeker's Guide
Fact Sheet 16(a). Employment Background Checks in California: New Focus on Accuracy
Fact Sheet 16(b). Employment Background Checks: A Guide for Small Business Owners
Fact Sheet 16(c). FAQ on Employment Background Checks
Comments: Groups Warn of Privacy Risks in Employment Screening: Comments to the DOJ
Comments: PRC Comments to FTC on Accuracy in Background Checks and Insurance Reports
Alert: The Work Number's Employment Database May Contain Inaccurate Information Reported by Employers
Alert: Report Reveals Online Job Search Privacy Abuses

Best Practices for Companies, Organizations and Agencies
Fact Sheet 12. A Checklist of Responsible Information-Handling Practices
Fact Sheet 28: Online Privacy for Nonprofits: How to Protect Members' Privacy and Personal Information
Paper. A Review of the Fair Information Principles

C

Caller ID, Call Return, Call Trace
Fact Sheet 19. Caller ID and My Privacy: What Do I Need to Know?
Fact Sheet 3. How to Put an End to Harassing Phone Calls

Cell Phones
Fact Sheet 2. Wireless Communications: Voice and Data Privacy
Fact Sheet 2(a). Hang Up on Harassment: Dealing with Cellular Phone Abuse
Fact Sheet 2(b). When a Cell Phone Is More than a Phone: Protecting Your Privacy in the Age of the Super-Phone
Alert: Your Cell Phone Can Continue Talking Even After You Get Rid of It
Alert:
Take Action to Ensure Wireless 411 Directory will be Opt-In
Alert: Protect Your Cell Phone Records

Check Writing
Fact Sheet 6(b): The "Other" Consumer Reports: What You Should Know about "Specialty" Reports
Fact Sheet 15. Paying By Credit Card or Check: What Can Merchants Ask?
Fact Sheet 15(a). Merchant Wallet Card (California Only)
Fact Sheet 30: Check 21
Alert: Who Is Using Your Checkbook? FDIC Warns About Qchex.com
Alert: Bogus Job Ads Attempt to Obtain Consumer Bank Account Data

Children’s Online Privacy
Fact Sheet 21. Children's Privacy and Safety on the Internet: A Resource Guide for Parents

CLUE – Insurance Claims Reports
Fact Sheet 6(b): The "Other" Consumer Reports: What You Should Know about "Specialty" Reports
Fact Sheet 26. CLUE and You: How Insurers Size You Up
Alert: New Look for Prescreened Credit and Insurance Offers

Collection Agencies
Fact Sheet 27. Debt Collection Practices: When Hardball Tactics Go Too Far
Form Letters. Debt Collection

Colleges and Universities
Fact Sheet 29. Privacy in Education: Guide for Parents and Adult-Age Students
Speech: College and University Privacy Issues: Social Security Numbers and Smart Cards
Alert: It's Back-to-School Time: Parents, Do You Know Where Your Child's School Records Are?

Consumer Laws
Other PRC Resources on Consumer Laws

Cordless Telephones
Fact Sheet 2. Wireless Communications: Voice and Data Privacy

Credit Cards – What Can Merchants Require
Fact Sheet 15. Paying By Credit Card or Check: What Can Merchants Ask?
Fact Sheet 15(a). Merchant Wallet Card (California Only)

Credit Freeze
Fact Sheet 17a. Section 1(b), Security Freeze

Credit Reports -- How to Order, What Are My Rights, How to Get Free Reports
Fact Sheet 6. How Private Is My Credit Report?
Fact Sheet 6: How Private Is My Credit Report? Section on Free Credit Reports
Fact Sheet 6a. FACTA, the Fair and Accurate Credit Transactions Act
Fact Sheet 6(b): The "Other" Consumer Reports: What You Should Know about "Specialty" Reports
Fact Sheet 6(c): Your Credit Score: How It All Adds Up
Fact Sheet 1. Privacy Survival Guide
Form Letter. Credit Report Inaccuracies
Alert: FTC Sues Impostor Web Sites Offering "Free Credit Reports"

Credit Scores
Fact Sheet 6(c): Your Credit Score: How It All Adds Up

Criminal Identity Theft
Fact Sheet 17(g). Criminal Identity Theft

Cyber-stalking
Fact Sheet 14. Are You Being Stalked? Tips For Protection

D

Debt Collection
Fact Sheet 27. Debt Collection Practices: When Hardball Tactics Go Too Far
Fact Sheet 27a: Frequently Asked Questions about Debt Collection
Form Letters.Debt Collection

Direct Marketing Solicitations
Fact Sheet 4. Junk Mail: How Did They All Get My Address?
Fact Sheet 5: Telemarketing: How to Have a Quiet Evening at Home
Alert: Have You Received Unsolicited Marketing Letters or Phone Calls Regarding Your Personal Prescriptions from Pharmaceutical Companies?
Alert: Bogus Email Claims that Cell Phone Numbers will be Released to Telemarketers
Alert: California Attorney General Files Against Mortgage Concepts for Telemarketing Violations
Alert: Don't Be Scammed by Hurricane Fraudsters
Alert: Telephone Call for Jury Duty May be a Scam

Do Not Call Registry
Fact Sheet 5. Telemarketing: How to Have a Quiet Evening at Home
Alert: Bogus Email Claims that Cell Phone Numbers will be Released to Telemarketers
Alert: California Attorney General Files Against Mortgage Concepts for Telemarketing Violations
Alert: What Now for the National Do Not Call Registry? Do Not Call Registry is "Fully Up and Running"

E

E-Commerce and Online Shopping
Fact Sheet 23. E-Commerce and You: Online Shopping Tips
Alert: Who Is Using Your Checkbook? FDIC Warns About Qchex.com
Alert: Phishing Emails Can Lead to Domain Registration for Scam Web Sites

Eavesdropping
Fact Sheet 9. Wiretapping and Eavesdropping: Is There Cause for Concern?

Education
Fact Sheet 29. Privacy in Education: Guide for Parents and Adult-Age Students
Alert: It's Back-to-School Time: Parents, Do You Know Where Your Child's School Records Are?

Electricity Deregulation and Privacy
Fact Sheet 22. Electricity and Your Privacy: Deregulation in California

Email Monitoring in the Workplace
Fact Sheet 7. Employee Monitoring: Is There Privacy in the Workplace?

Email Privacy
Fact Sheet 18. Privacy in Cyberspace: Rules of the Road for the Information Superhighway

Employee Monitoring
Fact Sheet 7. Employee Monitoring: Is There Privacy in the Workplace?

Employment Background Checks
Fact Sheet 16. Employment Background Checks: A Jobseeker's Guide
Fact Sheet 16(a). Employment Background Checks in California: New Focus on Accuracy
Fact Sheet 16(b). Employment Background Checks: A Guide for Small Business Owners
Fact Sheet 6(b): The "Other" Consumer Reports: What You Should Know about "Specialty" Reports
Alert: The Work Number's Employment Database May Contain Inaccurate Information Reported by Employers

Employment Online Job Seeking
Fact Sheet 25. Online Job Seeker Web Sites: Tips to Safeguard Your Privacy
Fact Sheet 25(a). Avoiding Online Job Scams: Critical Tips for Job Seekers
Alert: Bogus Job Ads Attempt to Obtain Consumer Bank Account Data
Alert: Report Reveals Online Job Search Privacy Abuses

F

FACTA, Fair and Accurate Credit Transactions Act
Fact Sheet 6a. FACTA, the Fair and Accurate Credit Transactions Act

Fair Credit Reporting Act (FCRA)
Fact Sheet 6. How Private Is My Credit Report?
Fact Sheet 6a. FACTA, the Fair and Accurate Credit Transactions Act

Fair Information Practices
Fact Sheet 12. A Checklist of Responsible Information-Handling Practices
Paper. A Review of the Fair Information Principles

Faxes, Facsimiles
Fact Sheet 5. Telemarketing: How to Have a Quiet Evening at Home

Financial Privacy – Banks, Investment Companies, Insurance
Resource Page. Financial Privacy
Fact Sheet 24. Protecting Financial Privacy in the New Millennium: The Burden Is on You
Fact Sheet 24(a). Financial Privacy: How to Read Your Opt-Out Notices
Fact Sheet 24(c). How to Shop for Financial Privacy
Fact Sheet 24(d). Frequently Asked Questions about Financial Privacy
Fact Sheet 24(e). Is Your Financial Information Safe?
Fact Sheet 30. Check 21
Fact Sheet 31. Customer Identification Programs
Fact Sheet 6(b): The "Other" Consumer Reports: What You Should Know about "Specialty" Reports
Fact Sheet 6(c): Your Credit Score: How It All Adds Up
Form Letter. Sample Opt-Out Letter from Fact Sheet 24(a)
Form Letter Addresses. Opt-Out Addresses for Financial Institutions
Alert: Popular Online Investing Attracts Identity Thieves and Phishing Scams
Alert: New Look for Prescreened Credit and Insurance Offers
Alert: The FTC's Document Disposal Rule: Does it Apply to You?
Alert: Groups Oppose Data Mining of Health Information by Financial Institutions
Alert: Confusing E-Mail about Opt-Out Number Sends the Wrong Message

Alert: Californians' Financial Privacy Reaffirmed: SB 1 Upheld by U.S. Court Decision

Free Credit Reports
Fact Sheet 6a. FACTA, the Fair and Accurate Credit Transactions Act
Fact Sheet 6. How Private Is My Credit Report? Section on Free Credit Reports
Fact Sheet 6(b): The "Other" Consumer Reports: What You Should Know about "Specialty" Reports
Fact Sheet 6(c): Your Credit Score: How It All Adds Up
Fact Sheet 1. Privacy Survival Guide
Alert: FTC Sues Impostor Web Sites Offering "Free Credit Reports"

Freedom of Information Act – FOIA
Fact Sheet 11. From Cradle to Grave: Government Records and Your Privacy
Form Letters. FOIA

G

Government Records
Resource Page. Public and Government Records
Fact Sheet 11. From Cradle to Grave: Government Records and Your Privacy
Speech. Public Records on the Internet: The Privacy Dilemma
Other PRC Resources on Public Records

Gramm Leach Bliley, GLB – Financial Privacy
Fact Sheet 24. Protecting Financial Privacy in the New Millennium: The Burden Is on You
Fact Sheet 24(a). Financial Privacy: How to Read Your Opt-Out Notices
Fact Sheet 24(c). How to Shop for Financial Privacy
Fact Sheet 24(d). Frequently Asked Questions about Financial Privacy
Fact Sheet 24(e). Is Your Financial Information Safe?
Form Letter. Sample Opt-Out Letter from Fact Sheet 24(a)
Form Letter Addresses. Opt-Out Addresses for Financial Institutions

H

Harassing Telephone Calls
Fact Sheet 2(a). Hang Up on Harassment: Dealing with Cellular Phone Abuse
Fact Sheet 3. How to Put an End to Harassing Phone Calls

Health-related Privacy
Fact Sheet 8. How Private Is My Medical Information?
Fact Sheet 8a. HIPAA Basics: Medical Privacy in the Electronic Age
Alert: Have You Received Unsolicited Marketing Letters or Phone Calls Regarding Your Personal Prescriptions from Pharmaceutical Companies?
Alert: Groups Oppose Data Mining of Health Information by Financial Institutions

HIPAA – Medical Privacy Rule
Fact Sheet 8a. HIPAA Basics: Medical Privacy in the Electronic Age

I

Identity Theft – Tips for Reducing Your Risk
Fact Sheet 17. Coping with Identity Theft: Reducing the Risk of Fraud
Quiz. Test Your Identity Theft IQ

Identity Theft – Tips for Victims
Fact Sheet 17(a). Identity Theft: What to Do if It Happens to You

Identity Theft – Wrongful Criminal Records
Fact Sheet 17(g). Criminal Identity Theft

Identity Theft – Additional Publications on Our Web Site
Resource Page. Identity Theft
Form Letters. Identity Theft
Other PRC Resources on Identity Theft Surveys and Studies
See also the Identity Theft Resource Center
See also the Federal Trade Commission’s Identity Theft Web Site
Alert: Popular Online Investing Attracts Identity Thieves and Phishing Scams
Alert: Telephone Call for Jury Duty May be a Scam
Alert: Privacy Tips for Tax Season

Information-Handling Practices
Fact Sheet 12. A Checklist of Responsible Information-Handling Practices

Insurance Claims Reports
Fact Sheet 6(b): The "Other" Consumer Reports: What You Should Know about "Specialty" Reports
Fact Sheet 26. CLUE and You: How Insurers Size You Up
Comments: PRC Comments to FTC on Accuracy in Background Checks and Insurance Reports

Internet Privacy
Resource Page. Internet Privacy
Fact Sheet 18. Privacy in Cyberspace: Rules of the Road for the Information Superhighway
Fact Sheet 21. Children's Privacy and Safety on the Internet: A Resource Guide for Parents
Opt Out Listing: Online Data Vendors: How Consumers Can Opt Out of Directory Assistance and Non-public Information
Form Letter. Notify Web Site Owner about Need for Posted Privacy Policy (California Only)
Alert: Popular Online Investing Attracts Identity Thieves and Phishing Scam
Alert: Phishing Emails Can Lead to Domain Registration for Scam Web Sites
Alert: Watch Out for "Phishing" Emails Attempting to Capture Your Personal Information

J

Job-Seeking Online
Fact Sheet 25. Online Job Seeker Web Sites: Tips to Safeguard Your Privacy
Fact Sheet 25(a). Avoiding Online Job Scams: Critical Tips for Job Seekers
Alert: Bogus Job Ads Attempt to Obtain Consumer Bank Account Data
Alert: Report Reveals Online Job Search Privacy Abuse

Junk Faxes
Fact Sheet 5. Telemarketing: How to Have a Quiet Evening at Home
Fact Sheet 5a. Junk Faxes

Junk Mail
Fact Sheet 4. Junk Mail: How Did They All Get My Address?
Alert: Have You Received Unsolicited Marketing Letters or Phone Calls Regarding Your Personal Prescriptions from Pharmaceutical Companies?
Alert:
Don't Be Scammed by Hurricane Fraudsters

K L

Laws
Other PRC Resources on Consumer Laws

Letters
Sample consumer letters for a variety of topics and complaints

M

Mail Preference Service, Opting Out of Junk Mail
Fact Sheet 4. Junk Mail: How Did They All Get My Address?
Form Letter. Mail Preference Service

Medical Information Bureau, MIB
Fact Sheet 6(b): The "Other" Consumer Reports: What You Should Know about "Specialty" Reports
Fact Sheet 8. How Private Is My Medical Information?

Medical Privacy
Resource Page. Medical Records Privacy
Fact Sheet 8. How Private Is My Medical Information?
Fact Sheet 8a. HIPAA Basics: Medical Privacy in the Electronic Age
Form Letter. Keep Prescription Information from Being Used for Marketing
Alert: Groups Oppose Data Mining of Health Information by Financial Institutions
Testimony: Comments to Federal Agencies Regarding the Use of Personal Medical Data by Financial Institutions
Alert: For a Complete Medical History, Compile Your Own Health Records
Comments on HHS Request for Information:
Voluntary Storage of Personal Data in Preparation for Emergencies
-- July 2006

Mobile Communications
Fact Sheet 2. Wireless Communications: Voice and Data Privacy
Fact Sheet 2(a). Hang Up on Harassment: Dealing with Cellular Phone Abuse
Fact Sheet 2(b). When a Cell Phone Is More than a Phone: Protecting Your Privacy in the Age of the Super-Phone
Alert: Your Cell Phone Can Continue Talking Even After You Get Rid of It
Alert:
Take Action to Ensure Wireless 411 Directory will be Opt-In

Alert: Protect Your Cell Phone Record

N

Nonprofits
Fact Sheet 28. Online Privacy for Nonprofits: How to Protect Members’ Privacy and Personal Information
Speech. Nonprofit Organizations and Privacy: Responsible Mailing List Management
Alert: Don't Be Scammed by Hurricane Fraudsters

O

Online Job Seeking
Fact Sheet 25. Online Job Seeker Web Sites: Tips to Safeguard Your Privacy
Fact Sheet 25(a). Avoiding Online Job Scams: Critical Tips for Job Seekers
Alert: Bogus Job Ads Attempt to Obtain Consumer Bank Account Data
Alert: Report Reveals Online Job Search Privacy Abuse

Online Information Brokers
Opt Out Listing: Online Data Vendors: How Consumers Can Opt Out of Directory Assistance and Non-public Information

Online Privacy
Resource Page. Internet Privacy
Fact Sheet 18. Privacy in Cyberspace: Rules of the Road for the Information Superhighway
Fact Sheet 21. Children's Privacy and Safety on the Internet: A Resource Guide for Parents
Form Letter. Notify Web Site Owner about Need for Posted Privacy Policy (California Only)
Alert: Popular Online Investing Attracts Identity Thieves and Phishing Scams
Alert: Who Is Using Your Checkbook? FDIC Warns About Qchex.com
Alert: Phishing Emails Can Lead to Domain Registration for Scam Web Sites
Alert: Watch Out for "Phishing" Emails Attempting to Capture Your Personal Information

Online Shopping
Fact Sheet 23. E-Commerce and You: Online Shopping Tips

Opting Out – Financial Privacy
Fact Sheet 24(a). Financial Privacy: How to Read Your Opt-Out Notices
Form Letter. Sample Opt-Out Letter from Fact Sheet 24(a)
Form Letter Addresses. Opt-Out Addresses for Financial Institutions

Opting Out -- Pre-Approved Offers of Credit
Fact Sheet 6. How Private Is My Credit Report?
Fact Sheet 1(a). Privacy Basics and Opt-Out Strategies
Alert: New Look for Prescreened Credit and Insurance Offers

Opting Out of Sale of Your Personal Information
Fact Sheet 1(a). Privacy Basics and Opt-Out Strategies

P

Phishing
Alert: Popular Online Investing Attracts Identity Thieves and Phishing Scams
Alert:
Phishing Emails Can Lead to Domain Registration for Scam Web Sites
Alert: Watch Out for "Phishing" Emails Attempting to Capture Your Personal Information
Alert: Telephone Call for Jury Duty May be a Scam
Quiz. MailFrontier's Phishing IQ Test

Pre-Approved Offers of Credit – Opting Out
Fact Sheet 6. How Private Is My Credit Report?
Fact Sheet 1(a). Privacy Basics and Opt-Out Strategies
Alert: New Look for Prescreened Credit and Insurance Offers

Privacy Act of 1974
Fact Sheet 11. From Cradle to Grave: Government Records and Your Privacy
Form Letters. Privacy Act

Privacy Policy of the PRC
www.privacyrights.org/policy.htm

Privacy Tips – General
Fact Sheet 1. Privacy Survival Guide
Fact Sheet 1(a). Privacy Basics and Opt-Out Strategies
Privacy Tips
Consumer Alerts

Public Records
Resource Page. Public and Government Records
Fact Sheet 11. From Cradle to Grave: Government Records and Your Privacy
Speech. Public Records on the Internet: The Privacy Dilemma
Opt Out Listing: Online Data Vendors: How Consumers Can Opt Out of Directory Assistance and Non-public Information
Other PRC Resources on Public Records

Q R

Readability
Fact Sheet 24(b). Take the Cloze Test: Readability of a Financial Privacy Policy
Other PRC Resources on Readability

Recording Phone Calls and Conversations
Fact Sheet 9. Wiretapping and Eavesdropping: Is There Cause for Concern?

RFID, Radio Frequency Identification
Position Statement. RFID Position Statement of Consumer Privacy and Civil Liberties Organizations
Speech. RFID and Libraries -- Presentations to ALA Intellectual Freedom Committee
Testimony. RFID Comments at FTC Workshop: Implementing RFID Responsibly
Testimony. RFID and the Public Policy Void

S

Sample Letters
Form Letters. PRC Consumer Form Letters

Schools and Students
Fact Sheet 29. Privacy in Education: Guide for Parents and Adult-Age Students
Alert: It's Back-to-School Time: Parents, Do You Know Where Your Child's School Records Are?

See also Education

Search Engines
Alert: Keep Your Internet Searches Private

Security of Financial Information
Fact Sheet 24(e). Is Your Financial Information Safe?
Alert: Popular Online Investing Attracts Identity Thieves and Phishing Scams
Alert: The FTC's Document Disposal Rule: Does it Apply to You?

Security Breach
Fact Sheet 17(b). Security Breach Guide
Fact Sheet 17(c): Security Breaches: Frequently Asked Questions
Alert: Chronology of Data Breaches

Security Freeze
Fact Sheet 17a. Section 1(b), Security Freeze

Shopping on the Internet
Fact Sheet 23. E-Commerce and You: Online Shopping Tips

Social Networking
Fact Sheet 2. Wireless Communications: Voice and Data Privacy
Fact Sheet 2(b). When a Cell Phone Is More than a Phone: Protecting Your Privacy in the Age of the Super-Phone
Fact Sheet 21. Children's Privacy and Safety on the Internet: A Resource Guide for Parents

Spam
Fact Sheet 20. Anti-Spam Resources: Halting the Junk E-Mail Juggernaut

Spyware
Other PRC Resources on Spyware

Social Security Numbers
Fact Sheet 10. My Social Security Number: How Secure Is It?
Fact Sheet 10(a): Social Security Numbers: Frequently Asked Questions
Form Letter. Request Alternate ID Number to Replace SSN (California Only)

Stalking
Fact Sheet 14. Are You Being Stalked? Tips For Protection
Fact Sheet 14(a). Security Recommendation for Stalking Victims

T

Taxes
Alert: Privacy Tips for Tax Season

Telemarketing
Fact Sheet 5. Telemarketing: How to Have a Quiet Evening at Home
Fact Sheet 5a. Junk Faxes
Alert: Have You Received Unsolicited Marketing Letters or Phone Calls Regarding Your Personal Prescriptions from Pharmaceutical Companies?
Alert: Bogus Email Claims that Cell Phone Numbers will be Released to Telemarketers
Alert: California Attorney General Files Against Mortgage Concepts for Telemarketing Violations
Alert: Don't Be Scammed by Hurricane Fraudsters
Alert:
Telephone Call for Jury Duty May be a Scam

Telephone and Telecommunications
Resource Page. Telephone and Telecommunications Privacy

Tenant Screening Reports
Fact Sheet 6(b): The "Other" Consumer Reports: What You Should Know about "Specialty" Reports

U V W

Wireless Devices
Fact Sheet 2. Wireless Communications: Voice and Data Privacy
Fact Sheet 2(a). Hang Up on Harassment: Dealing with Cellular Phone Abuse
Fact Sheet 2(b). When a Cell Phone Is More than a Phone: Protecting Your Privacy in the Age of the Super-Phone
Alert: Bogus Email Claims that Cell Phone Numbers will be Released to Telemarketers

Wiretapping
Fact Sheet 9. Wiretapping and Eavesdropping: Is There Cause for Concern?

Workplace Privacy
Fact Sheet 7. Employee Monitoring: Is There Privacy in the Workplace?
Quiz. Workplace Identity Theft IQ Test

Workplace and Background Checks
Resource Page. Background Checks and Workplace Privacy

X Y Z

   
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