Yes. If you don't pay attention to the permissions, you may give apps access to more information than you'd like. Android and iOS both provide tools (in the settings) that allow you to have some control over whether an app can get or use specific types of data. An app may need to access your contacts list to add friends, or it might need to be able to use the camera to remotely deposit a check at your bank. An app might also be collect information that seems unrelated to its purpose, like a flashlight app accessing your contacts.
If you’ve ever lost your phone or had it stolen, you know the feeling of panic that comes with it. Your phone can hold and access just about anything and everything from your daily life (memories with family and friends, where and when you’re supposed to be at any given time, medical and bank information). As such, it’s important to do your best to protect your personal information in the event that something like this happens.
When someone causes another number to come up on your caller ID to hide their identity, it's called spoofing. While spoofing software can be used for illegal purposes, this technology is not always illegal. For example your doctor may call you on a mobile phone, but displaying the office number on caller ID.
It depends. Most robocalls are illegal, but they are allowed for
- certain informational calls (for example, financial fraud alerts, medication refills and healthcare appointment reminders)
- political groups and charities
- sales purposes when you’ve given prior written consent
No, a store in California can’t
- make you to provide a credit card in connection with any part of the check transaction
- make you to sign a statement agreeing to charge your credit card the amount of the check (if the check bounces)
- contact your credit card company to find out if you have enough credit available to cover the check
- Exception: when the check is used to get cash or used to make a payment on another credit card.
While shopping online has some great benefits, there are also some privacy and security risks to consider.
Stores will often ask you to show your driver’s license (or other government-issued ID) when you return a purchase and then record your information along with information about the returned items to help identify patterns of return fraud or abuse. They'll usually post return policies (in the store, online and on receipts) stating whether you will be required to present an ID to return or exchange merchandise.
The U.S. Postal Service (USPS) makes deals with businesses to increase the amount of standard mail (junk mail) that’s sent. Businesses get your address from a number of sources (data brokers, public records, magazine subscriptions, store loyalty programs, surveys, product warranties, etc.).
Getting denied from renting a home can be very frustrating—even more so if you don’t know why. These are a few steps you can take to find out what kept you from getting the rental and how you can fix any errors in your tenant screening report.
When you’re looking to rent a home, you should be aware of a few potential barriers.