You can complain about a credit card company’s privacy practices by filing a complaint with the Consumer Financial Protection Bureau.
Peer-to-Peer (P2P) payment services (PayPal, Venmo) enable you to easily send, receive or request payments to or from others. Originally intended for small payments between people who know each other (splitting a restaurant bill, sending gifts, paying a babysitter), P2P payments have expanded to new contexts—bringing added risk. However, there are a number of things you can do to reduce that risk.
When you realize that you’ve lost your card or it's been stolen, you’ll want to notify your bank or credit card company as soon as possible. If you’re not satisfied with their response, you can file a complaint with the Consumer Financial Protection Bureau.
As data breaches exposing payment card information continue to make headlines, there are a couple of things you can consider to reduce their potential impact on you.
When you pay with your debit card, you're taking more of a risk
LexisNexis Comprehensive Loss Underwriting Exchange (CLUE) and Verisk Automated-Property Loss Underwriting System (A-PLUS) allow home and auto insurers to exchange information about auto and property loss insurance claims. Insurers use loss history reports to help assess the risk associated with selling you an insurance policy.
These reports contain personal information to identify you and a record of any auto or homeowner property loss claims submitted to an insurance company for the past seven years (even if you didn't own the car or home) including the
The Gramm-Leach-Bliley Act (GLB) is a federal law that allowed financial institutions (banks/credit unions, credit card issuers, payday loan companies, mortgage brokers, insurance companies, investment companies and investment advisors) to combine more easily and gain more access to your personal information. It also provides you with some privacy rights when you're a customer of a financial institution.
The Fair Credit Reporting Act (FCRA) is a federal law that was enacted to promote the accuracy, fairness and privacy of information in credit reporting agency files. Various federal agencies enforce and write rules implementing the FCRA. States may also enforce the FCRA and enact additional laws (except to the extent that they're inconsistent with the FCRA).
MDM software allows employers to have varying degrees of control over devices (like phones and tablets) that their employees use for work purposes. For example, your employer may use it to set security measures when you access the company's network, remotely wipe your phone if you lose it, etc.
Yes, they can. While you generally have the right to access your educational records, it doesn’t stop a school from withholding transcripts or other official recognition of completed work until all tuition, fees and other charges are paid.