You can get a free copy of your credit report once a year from each of the three credit bureaus (Equifax, Experian and TransUnion).
Through April 2021, you can get a free copy of your credit report once every week.
You can get a free copy of your credit report once a year from each of the three credit bureaus (Equifax, Experian and TransUnion).
Through April 2021, you can get a free copy of your credit report once every week.
While you can check each of your credit reports once a year for free, it's not required to check them all at the same time (you still can, if you want). If you order a report from a different credit bureau every four months, you can monitor your credit for free all year long.
If you're planning to apply for a car/home loan or rent an apartment, ordering your credit report at the right time can be very important. You’ll want to order your report at least one to two months before applying or renting. At those important times, you don’t want to be surprised to find that your credit report has negative information (especially if it isn’t correct).
You might be able to get additional free credit reports if
Also, several states have laws that give their residents the ability to get additional free credit reports. These states are
The three credit bureaus have a central website (annualcreditreport.com) to provide you with your free credit reports. While many companies offer credit reports, this is the official website directed by federal law.