Holiday Shopping? Ten Timely Tips

During the holiday season, you may be shopping more frequently and under more crowded and frantic conditions.   Follow these tips to help avoid scams and rip-offs.   Be a privacy-smart consumer!  Wherever you happen to shop this holiday season--the mall, online, or on Main Street--following these tips will help you have a safer and more private holiday season.

Deep Insert ATM Skimmers May Pose a Risk to Your Money

Most of us have heard about ATM skimmers.  They are card readers attached to an ATM that can steal the data off your debit or ATM card's magnetic stripe.  The data can then be used to create a clone your card.  Typically, skimmers can be easy to detect if you know what to look for.  However, a new breed of ATM skimmers known as deep insert skimmers can be much more difficult to spot.  These are wafer-thin devices hidden inside the card acceptance slot of the ATM.  They are virtually impossible to detect when on an ATM.

Using an ATM (or for that matter, a credit card reader in a retail store) always poses some degree of risk.  However, there are steps you can take to better protect yourself.

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