Short Form Opt Out Letter


Fact Sheet 24a AddendumShort Form Opt Out Letter

Answers to Cloze Test #1


Fact Sheet 24b AddendumAnswers to Cloze Test #1

Answers to Cloze Test #2


Fact Sheet 24b AddendumAnswers to Cloze Test #2

Financial Privacy FAQ


Fact Sheet 24dFinancial Privacy FAQ

Is Your Financial Information Safe?


Fact Sheet 24eIs Your Financial Information Safe?

Privacy Tips for Online Job Seekers


Fact Sheet 25Privacy Tips for Online Job Seekers

We have more than 70 Privacy Fact Sheets. Click here to see the rest.

Job seekers who use online job search web sites must be careful to avoid a type of job scam in which the applicant is asked to accept payment to his or her own bank account. These are known as payment-forwarding or payment-transfer scams. Payment-transfer scams involve a con artist who pretends to be an employer. The con artist uses a job ad to lure an unsuspecting job seeker, or they may use information from a resume they have found online. Such con artists can be quite convincing, and may even steal company names and corporate logos to convince victims that they are legitimate employers.

Avoiding Online Job Scams


Fact Sheet 25aAvoiding Online Job Scams

We have more than 70 Privacy Fact Sheets. Click here to see the rest.

Job seekers who use online job search web sites must be careful to avoid a type of job scam in which the applicant is asked to accept payment to his or her own bank account. These are known as payment-forwarding or payment-transfer scams.

Payment-transfer scams involve a con artist who pretends to be an employer. The con artist uses a job ad to lure an unsuspecting job seeker, or they may use information from a resume they have found online. Such con artists can be quite convincing, and may even steal company names and corporate logos to convince victims that they are legitimate employers.


CLUE and You: How Insurers Size You Up


Fact Sheet 26CLUE and You:
How Insurers Size You Up

Debt Collection Practices: When Hardball Tactics Go Too Far


Fact Sheet 27Debt Collection Practices:
When Hardball Tactics Go Too Far

Dealing with a debt collector can be one of life's most stressful experiences. Harassing calls, threats, and use of obscene language can drive you to the edge. What's worse, a collector may embarrass you by contacting your employer, family or neighbors. You may even be hounded to pay a debt that is not rightfully yours. Sure, collection agencies have a job to do. Even so, there are limits on how far a debt collector can go.

This guide explains the federal Fair Debt Collection Practices Act (FDCPA) and other laws that apply to debt collectors. We provide information about how to stop calls from collectors and how to correspond with them about your account or to dispute a collection action. We also explain your right to privacy, and how debt collection efforts may affect your job, your credit report, even information in your medical files.

State Debt Collection Laws and Publications


Fact Sheet 27 AddendumState Debt Collection Laws and Publications
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