What You Should Know About Credit Repair Companies

If you’re losing sleep over bad credit, ads promising a quick fix can seem like a dream come true. But, hook up with the wrong company and your dreams of clean credit can quickly turn into a living nightmare.

While the economy has faltered in recent years, credit repair companies have flourished. As is often the case, hard times for consumers create opportunities for scammers. An unscrupulous credit repair company may collect upfront fees, may make you pay for things you can get for free or may even persuade you to break the law.

If you are knee-deep in debt and thinking about a credit repair service, read out guide to find out how to recognize a dishonest credit repair service.

Attend the Computers, Freedom and Privacy Conference

Computers, Freedom and Privacy in a Networked Society is currently taking place in San Jose, CA .  Privacy professionals as well as the general public have been invited to hear expert speakers, attend panel discussions and learn about the impact of emerging technologies on individual liberties and personal privacy.

In its twentieth year, CFP is the leading policy conference exploring the impact of the Internet, computers and communications technology on society.  This year offers an exceptionally strong program.  Speakers include consumer privacy experts such as PRC's own Beth Givens and other advocates, as well as industry representatives Google's David Drummond and Microsoft's Peter Cullen. 

Even if you aren't in San Jose, you can still take part in the conference. Visit www.cfp2010.org to watch live broadcasts of the events, follow along via Twitter using the #cfpconf hashtag, or visit the conference Facebook page at www.facebook.com/cfpconf.

On Friday June 18th, partipants in the CFP Conference and online will be voting to adopt a Social Networking Bill of Rights. Contribute your ideas to the process via Twitter, Facebook and blog posts. Read more here: http://cfp.acm.org/wordpress/?p=341 and http://www.facebook.com/CFPBillOfRights.  Also contribute via Twitter using the #billofrights hashtag.

Shred It, Don't Forget It!

With tax season ending, do you ever wonder what to do with your personal and financial records? Which ones do you need to save for tax or other purposes? While some people like to save things forever, others want to immediately toss out unnecessary clutter.

So what's the best way to decide whether to save or discard your records? Here are a few tips and information sources to help you decide which records you need to save, and how long you need to keep them.

Check Out of Your Checking Account

Is your bank starting to charge you monthly fees for your formerly free checking account? Has a large, impersonal bank taken over the smaller bank that you were used to? Do you visit your local branch for service, and receive a sales pitch for products that you do not want? For these and other reasons, many consumers have become dissatisfied with their banking arrangements. If you are unhappy with your current bank, this alert will help you navigate the issues involved in switching your checking account to a new financial institution.

Caremark Reportedly Shares Confidential Prescription Information to Steer Business to CVS Pharmacies

Privacy Rights Clearinghouse (PRC) has persistently challenged the health care industry’s improper use and disclosure of confidential medical information, which in many instances is used to market new or additional medication to patients. PRC has become aware that Caremark, a CVS owned company and one of the country’s largest pharmacy benefit managers (PBMs), is improperly sharing prescription information with CVS to steer pharmacy patients to CVS pharmacies.

The New Year’s Biggest Privacy Risks

Many Americans are wrapping up a holiday season filled with online shopping, Facebook status updates, and gifts of smartphones and eBook readers. Now that the New Year is upon us, Privacy Rights Clearinghouse is urging Americans to pay attention to the privacy risks that accompany these trending technologies.

Data Breaches: Why You Should Care and What You Should Do

Have you been hearing the term “data breach” in the news a lot recently? That’s because there has been a string of sensational breaches from corporate giants like Sony, Epsilon, Citigroup, and Lockheed Martin. A data breach is when a company inadvertently leaks your personal information as a result of a hack attack, lost or stolen computers, fraud, insider theft, and more. Privacy Rights Clearinghouse explains how to follow the breaches, why consumers should be concerned and what to do if a data breach happens to you.

Summer Vacation: 6 Tips to Protect Your Privacy

For thousands of families across America, summer vacation is right around the corner. And thieves know it. According to the FBI, crime rates rise about 10% during summer months. The Privacy Rights Clearinghouse urges you to stay safe by following these six privacy tips.

Privacy Experts Panel at UCSD, May 11

Digital Underground
Great Hall, International House
University of California San Diego
Wednesday, May 11, 2011, 7 PM


Join the ACLU of San Diego, Privacy Rights Clearinghouse, and the Electronic Frontier Foundation for an informal panel discussion about how technology is changing our relationship to privacy and what you can do to safeguard your civil liberties in the digital world.

It’s Tax Day! Now, What to Do with All Those Records?

Today is Tax Day, the last day to file your federal income tax return with the Internal Revenue Service (IRS). You’ve spent the last several weeks collecting sensitive financial documents and now you’re probably wondering what to do with them. Financial documents may contain information, such as your Social Security number, that you should keep private in order to prevent identity theft. Therefore, the Privacy Rights Clearinghouse has compiled a guide on document retention and destruction tips to help protect your privacy.

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