Contact the FTC: Speak Out about Pre-Recorded Telemarketing Calls

Did you put your telephone number on the national Do-Not-Call Registry (DNC), but still get sales calls from companies you’ve never heard of? Quite likely many unwanted sales calls you get today are not made by a live person. Instead many companies use auto-dialers, programmed to start a recorded message the minute you answer the phone. But, the calls that probably really get your dander up are the “dead air” calls, when you run to catch the phone but are met with silence.

Poll: 91% Voter Support For Financial Privacy Initiative

A public opinion poll commissioned by the Consumer Federation of California Education Foundation found overwhelming voter support for a ballot initiative to protect the privacy of consumer financial information. After hearing a battery of arguments against the initiative, voter support stood at 91 per cent. The poll found no significant difference in support by party affiliation or income level.

It's Back-to-School Time: Parents, Do You Know Where Your Child's School Records Are?

The PRC advises parents to pay close attention to documents and forms that students bring home from school. Among them is likely to be an opt-out form regarding the disclosure of students' education records. But if the parent does not sign the form instructing the school to NOT disclose the student's personal information to others, the school is free to release "directoy information." Directory information is NOT a small category. It can include the student's name, address, phone number, and date of birth, as well as major field of study, activities and sports, weight and height if on athletic teams, dates of attendance, and degrees and awards.

Planning a Summer Vacation? Be a Privacy-Smart Traveler

Identity theft is often a crime of opportunity. Don’t be a vacationer who presents a crook with that opportunity. Your personal information, credit and debit cards, driver’s license, passport, and other personal information are the fraudster’s target. A few minutes spent planning before you travel can help reduce the risk that a fraudster will ruin your vacation. Read this alert for tips to help you avoid any nasty surprises.

Spring Cleaning Your Personal and Financial Records

Now that tax season is over, many people are wondering which personal and financial records they need to save for tax and other purposes. Some of us are packrats and like to save everything forever. Others can't wait to discard unwanted papers.

So what's the best way to decide whether to save or discard a record? Here are a few tips and information sources to help you decide what records you need to keep and for how long.

Specialty Reports: What Have They Got on Me?

Most consumers know of their right to free annual credit reports from the three national credit bureaus (Experian, TransUnion and Equifax). But did you know that the same federal law that lets you see your credit reports entitles you to much more?he Fair Credit Reporting Act gives you the right to free copies of numerous so-called specialty consumer reports. These specialty reports provide information on such matters as your medical conditions, insurance claims, check writing history, rental history, and employment history.

Protecting Your Social Security Number at Tax Time

Identity thieves want your Social Security number (SSN) so they can assume your identity and commit fraud. Around tax time, protecting your SSN takes on even greater importance. The Information Returns that you receive (Forms W-2 and 1099) as well as your IRS income tax return (Form 1040) will all contain your SSN. Each of these forms, if not handled properly, presents an opportunity for your SSN to be used fraudulently.

Online Personal Health Records: Are They Healthy for Your Privacy?

A personal health record (PHR) is a tool for collecting, tracking, and sharing information about your health.  Because medical records are among the most sensitive type of personal information, we at the Privacy Rights Clearinghouse have some concerns about PHRs. PHRs may not necessarily be private and may not be secure, despite what the hosting site tells you.

Google Posts a Link to Its Privacy Policy from Its Home Page

On July 3, 2008, Google made an important change to its home page. It added a new link from the home page to its privacy center.  With just one seven-letter word, Google resolves the controversy over whether its previous practice ran afoul of California privacy law.

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