Consumers in Midwest States Can Get Free Credit Reports Starting March 1, 2005

A new federal law, known as the Fair and Accurate Credit Transactions Act, or FACTA, adopted by Congress in 2003 gives consumers nationwide the right to receive a free copy of their credit report. The law is being phased in through the U.S. and Midwest states are next on the rollout list. The ability for consumers to get a free copy of their credit report annually started on the West Coast on December 1, 2004, and individuals living in the Midwest can start receiving their reports on March 1, 2005.

Groups Ask the FTC to Immediately Stop Credit Bureaus From Blocking Web Links to www.AnnualCreditReport.com

The World Privacy Forum and the Privacy Rights Clearinghouse sent a letter to the Federal Trade Commission (FTC) today requesting the agency immediately take steps to protect consumers in advance of the March 1 rollout of free credit reports to Midwestern U.S. residents.

Groups Warn of Privacy Risks in Employment Screening

The Privacy Rights Clearinghouse and PrivacyActivism submitted comments to the US Attorney General expressing concern about commercial data vendors and private employers' use of federal criminal records files for employment purposes. The comments were submitted at the request of the US Attorney General who is seeking recommendations for a report being prepared for Congress. The report to Congress is required by a 2004 law for Intelligence Reform.

Call Don't Click Update: Still Be Smart about Ordering Federally Mandated Free Credit Reports

A new report issued today by the World Privacy Forum shows that many consumers may still be better off calling or mailing in for their federally mandated free credit reports instead of accessing the reports online. Although the official Annualcreditreport.com site has improved since its launch in December 2004, there are continuing hazards posed by imposter Web domains, some of which have been aggressively attempting to misdirect and in some cases deceive consumers.

Nonprofit Organizations and Privacy: Responsible Mailing List Management

We got a call from a woman who had written over 2,000 letters in the past couple years, asking to be taken off various and sundry mailing lists. She kept detailed records of all her correspondence and its effect. The one entity that was the most troublesome to her was a nonprofit organization -- she wrote it 18 times to no avail. It was the Republican National Committee

For a Complete Medical History, Compile Your Own Health Records but be Cautious about Storing Them Online

If you don't already keep a personal health record, now is the best time to start. Do not rely on your ability to go back in time to collate a complete medical file. The longer you wait, the more difficulty you may have in obtaining older health records.

New Privacy Rights May Be Buried in "Junk" Mail

Now is not the time to toss junk mail and ignore inserts in your bank and credit card statements. "Watch your mail!" says Tena Friery, research director of the Privacy Rights Clearinghouse.

Because of a new federal law, financial institutions are now mailing notices to consumers containing important information about their privacy rights. "Failure to pay attention to these privacy notices may result in sensitive financial data being sold to other companies for marketing and other purposes," warns Friery.

The VA's Data Breach - Tips for Veterans and Action You Can Take under Federal Law

(May 23, 2006) Sensitive personal information of 26.5 million veterans was stolen recently when the home of a VA employee was robbed. The individual had brought a computer and disk home containing names, Social Security numbers (SSNs), dates of birth, and other information of anyone who served in the military and has been discharged since 1976. The theft apparently occurred May 3, 2006.

Promises of Telemarketing Do-Not-Call Lists And What to Do While You Wait

Fed-up with unwanted telemarketing calls, consumers are anxious to add their telephone number to a do-not-call list. Interest has been fueled by recent media reports of a new do-not-call list soon to launched in California. When this happens, California will join about 20 other states that already have do-not-call lists.

In addition, the Federal Trade Commission (FTC) has adopted rules that will establish a national do-not-call registry, and the FTC may be joined by the Federal Communications Commission (FCC) in this effort.

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