It's Tax Time. Take These Extra Precautions with Your Mail

During the month of January, check your mailbox for “information returns” from organizations (both individuals and businesses) that have made taxable payments to you during the previous year.  These information notices will arrive on IRS approved forms, but will be sent to you directly by the organization providing you with taxable income.  The most well-known information return is the IRS W-2 form which reports your taxable wages.

Consumers Can Get Free “Specialty” Consumer Reports Starting December 1, 2004

SAN DIEGO, CA – The arrival of free credit reports on December 1st is getting a lot of attention these days. ( But there is another kind of report, called “specialty consumer reports,” that individuals can obtain at no charge beginning on the first of the month. The federal law that requires credit reporting bureaus to provide free reports is the Fair and Accurate Credit Transactions Act, also known as FACTA. The law also gives consumers the right to one free report prepared by a “nationwide specialty consumer reporting agency” that compiles files on consumers.

Request Disclosure of Information Sharing Under California's Shine the Light Act

On January 1, 2005, California's Shine the Light Act came into effect. For more information about the Act, see the PRC's press release at In essence, certain businesses must provide California residents with a way to find out what personal information has been shared and with whom within the twelve months prior to receiving your request for disclosure.

California Security Breach Notification Law Goes into Effect July 1, 2003

Beginning on July 1, state government agencies as well as companies and nonprofit organizations regardless of geographic location must notify California customers if personal information maintained in computerized data files have been compromised by unauthorized access.

San Mateo Co. (California) Board of Supervisors Unanimously Adopts Financial Information Privacy Ordinance

Redwood City - The Board of Supervisors unanimously adopted an ordinance today to protect consumers' financial information privacy. With this ordinance, San Mateo County has become the first jurisdiction in California to provide consumers privacy protections in excess of those found in federal law, Gramm-Leach-Bliley Act. This ordinance would require financial institutions to ask for and receive consumerís permission before disclosing consumerís confidential information to third parties.

10 Tips for Safe and Private Holiday Shopping

As the holidays approach, consumers are more likely to be visiting crowded stores and malls.  Scam artists and fraudsters know this, so they are likely to be lurking there too.  Privacy Rights Clearinghouse is pleased to offer these helpful tips to protect yourself during this often hectic holiday season.

Bogus E-Mail Message Impersonates Social Security Administration

The Agency has received several reports of an email message being circulated with the subject “Cost-of-Living for 2007 update” and purporting to be from the Social Security Administration. The message provides information about the 3.3 percent benefit increase for 2007 and contains the following “NOTE: We now need you to update your personal information. If this is not completed by November 11, 2006, we will be forced to suspend your account indefinitely.” The reader is then directed to a website designed to look like Social Security’s Internet website.

California's "Shine the Light" Law Goes into Effect Jan. 1, 2005

When you’ve received junk mail, have you ever wondered which company provided your name and address to the marketer? Now you can find out. The “Shine the Light” law requires certain businesses to disclose their information-sharing practices with their customers. Upon request, companies must tell you with whom they have shared your personal information for marketing purposes within the last twelve months.


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