CFA Issues Best Practices for Identity Theft Services

On Thursday, March 10, 2011 the Consumer Federation of America (CFA) released Best Practices for Identity Theft Services (PDF) to address consumer concern about misleading marketing and exaggerated protection guarantees. Identity theft services typically monitor individuals’ credit reports for any activity, including inquiries and new accounts, and monitor public records for postings such as liens and judgments. Anomalies could be a sign that the individual is a victim of identity theft. The best practices are the result of 16 months of research and discussion by a multi-stakeholder task force that included Privacy Rights Clearinghouse (PRC) along with other consumer advocates and representatives of industry and government.

Privacy Rights Clearinghouse Offers Secure Browsing

To better protect your privacy, we've enabled secure browsing on our website. If you'd like to browse our site using HTTPS, go to https://www.privacyrights.org.

The FTC’s Data Broker Report: What does it mean for you?

The data broker industry has been on the Privacy Rights Clearinghouse’s (PRC) radar for over a decade, and we continue to receive questions and complaints about data brokers almost every day. Lawmakers, regulators, and media have focused more attention on the industry in recent years, but it is still difficult for individuals to understand what is going on and why they are unable to exercise any meaningful control over their information.

On May 27, 2014, the Federal Trade Commission (FTC) released a report titled “Data Brokers: A Call for Transparency and Accountability.”  The report is the result of an FTC study of nine data brokers offering people-search, marketing, and/or risk mitigation products.  It explains how particular data brokers operate, lays out risks and benefits they pose to individuals, and asks Congress to consider legislative solutions. 

So you have a privacy question or complaint—now what?

Submit your privacy questions and complaints to us through our Online Complaint Center (OCC). Privacy Rights Clearinghouse’s dedicated Consumer Advisor responds to everyone, and we work very hard to stay up-to-date on a wide range of privacy issues

Here are some common questions we receive about the OCC.

Big Data: The White House Is Thinking about It -- You Should Too.

The White House recently released a report on big data. While it was highly anticipated by people who closely follow data privacy issues, chances are that it wasn't on the radar of most individuals.  Even so, we believe it is an issue that everybody should start thinking about.  

Why is big data a significant privacy challenge?

As technology advances so does the ability to collect, combine, and analyze data.  This is relevant to individuals because, as the report states, "the volume of information that people create themselves…pales in comparison to the amount of digital information created about them each day."

Individuals often aren’t aware when information about them is collected and used. They may not know who has data associated with them, who that data may be shared with, and whether there are any choices or protections in place (in many instances there are not).

In addition, it is difficult to predict how this information may be used in a way that impacts someone’s life – for better or worse.

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