Scare Away Scammers


Most people are aware of the dangers posed by scams that claim to be originating from a business.  But what if you receive an e-mail, phone call, or letter claiming to come from a government agency?  Many consumers are likely to assume that such communications are legitimate because they appear to come from the government.

Unfortunately, these types of scams do occur.  Communications may claim to be from the IRS, the Social Security Administration, Medicare, your local Commissioner of Jurors, or other government agencies.  Learn about some of the recents scams and what you should do to avoid becoming a victim.

IRS Information Returns: An Identity Thief's Dream?


At this time of the year, you can expect to receive in your mail at least some IRS information returns that will contain your full Social Security number.  Your Social Security number is the key to identity theft.  For this reason, an information return (like a W-2) can be an identity thief’s dream come true.  In fact, some information returns may contain not only your full Social Security number, but your bank or other financial institution account number(s)—the perfect combination for identity theft.  Read our suggestions on what you can do to protect yourself.

Resolve to Be a Privacy Advocate in 2010


We at the Privacy Rights Clearinghouse wish you a happy, prosperous and private new year.  This year, resolve to be a privacy advocate.  Use our 10 tips to minimize your risk of identity theft, protect your personal information and assert your rights to privacy. 

Our guide for 2010 will teach you how to be assertive in defending your privacy, find out how much of your personal information is stored in consumer reports and exercise caution while using online social networks.

Holiday Shopping? Ten Timely Tips


During the holiday season, you may be shopping more frequently and under more crowded and frantic conditions.   Follow these tips to help avoid scams and rip-offs.   Be a privacy-smart consumer!  Wherever you happen to shop this holiday season--the mall, online, or on Main Street--following these tips will help you have a safer and more private holiday season.

Want to Buy a $37 Soda?


Pay with a debit card and that refreshing soda on a hot day may give your wallet chills. Because of the way that most banks process debit card transactions, a $2.00 soda can generate $35 in bank fees. In this alert, we’ll highlight basic steps consumers should take to avoid the pernicious cycle of overdrafts and bank fees

10 Rules for Creating a Hacker-Resistant Password


Password-protected web sites are becoming more vulnerable because often people use the same passwords on numerous sites.  One study by Sophos, a security firm, found that more than 30% of users recycle the same password for every site that they access. A strong password can help individuals protect themselves against hackers, identity theft and other privacy invasions.

Want to develop tough-to-crack passwords that resist infiltration? Follow these 10 rules.

Planning a Summer Vacation? Be a Privacy-Smart Traveler


Identity theft is often a crime of opportunity. Don’t be a vacationer who presents a crook with that opportunity. Your personal information, credit and debit cards, driver’s license, passport, and other personal information are the fraudster’s target. A few minutes spent planning before you travel can help reduce the risk that a fraudster will ruin your vacation. Read this alert for tips to help you avoid any nasty surprises.

Online Personal Health Records: Are They Healthy for Your Privacy?


A personal health record (PHR) is a tool for collecting, tracking, and sharing information about your health.  Because medical records are among the most sensitive type of personal information, we at the Privacy Rights Clearinghouse have some concerns about PHRs. PHRs may not necessarily be private and may not be secure, despite what the hosting site tells you.

Protecting Your Social Security Number at Tax Time


Identity thieves want your Social Security number (SSN) so they can assume your identity and commit fraud. Around tax time, protecting your SSN takes on even greater importance. The Information Returns that you receive (Forms W-2 and 1099) as well as your IRS income tax return (Form 1040) will all contain your SSN. Each of these forms, if not handled properly, presents an opportunity for your SSN to be used fraudulently.

Valentine e-Cards May Deliver More Than Just Love!


With Valentine's Day upon us, you may be receiving so-called "e-cards" in your email inbox. Some may come from anonymous senders or secret admirers. They might appeal to your curiosity and cause you to click on a link, claiming that the e-card is from a family member, friend, or other unnamed person.

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