Spring Cleaning Your Personal and Financial Records


Now that tax season is over, many people are wondering which personal and financial records they need to save for tax and other purposes. Some of us are packrats and like to save everything forever. Others can't wait to discard unwanted papers.

So what's the best way to decide whether to save or discard a record? Here are a few tips and information sources to help you decide what records you need to keep and for how long.

It's Tax Time. Take These Extra Precautions with Your Mail


During the month of January, check your mailbox for “information returns” from organizations (both individuals and businesses) that have made taxable payments to you during the previous year.  These information notices will arrive on IRS approved forms, but will be sent to you directly by the organization providing you with taxable income.  The most well-known information return is the IRS W-2 form which reports your taxable wages.

Spam E-mails Using PRC's Address


It has come to our attention that spammers have been using the @privacyrights.org email address to send fake emails (spam). These emails do NOT come from PRC. They are forgeries. They will show the sender as a fake person that is NOT affiliated with PRC. The address will appear as FakeUser@privacyrights.org.

10 Tips for Safe and Private Holiday Shopping


As the holidays approach, consumers are more likely to be visiting crowded stores and malls.  Scam artists and fraudsters know this, so they are likely to be lurking there too.  Privacy Rights Clearinghouse is pleased to offer these helpful tips to protect yourself during this often hectic holiday season.

What Is HealthVault? Things to Think About Before You Participate


HealthVault is Microsoft's new service for storing, managing, and accessing a patient's medical information. www.healthvault.com  It operates as an online encrypted service.  The service offers a voluntary opportunity for medical records to be collected by aggregating information from various sources including health-care providers, insurance companies, and compatible medical devices (such as blood pressure monitoring devices).

Pharmacies Profiting At Your Expense: Your Help Is Requested


The Privacy Rights Clearinghouse (PRC) has been in the forefront in asserting that pharmacies -- and their marketing partners, the big pharmaceutical companies -- act improperly when using the medical information in customer prescriptions to mail letters or call customers in order to sell more drugs.

If this happened to you or someone in your family, please let us know.  It could be very helpful to the outcome of the lawsuit.

Dump Your Debit Card! New Guide Explains Your Card Payment Options


The PRC advises that most consumers should not use or carry a debit or check card.  The guide explains the eight major shortcomings of these cards and suggests alternatives for consumers to consider.  Paul Stephens, PRC’s Director of Policy and Advocacy, elaborated, “Scammers have become quite sophisticated in gaining access to your card information.  Most people don’t realize that lost, stolen, or compromised debit cards can provide an open door for fraudsters to empty your bank account."

Real ID Act Will Increase Exposure to ID Theft


If you think identity theft is bad now, wait until something called the Real ID Act goes into effect. This law federalizes and standardizes state driver’s licenses for all 50 states, and it will result in something that has been resisted in this country for a long time -- a de facto national identity card.
The Real ID Act was pushed through Congress in 2005 with little meaningful debate. It imposes sweeping changes on state driver’s licenses that will result in significant new fees and hassles for everyone who needs a license or ID – not to mention posing a new threat to Americans’ privacy. And, our experience suggests that if Real ID becomes the standard for driver’s licenses, it will worsen the problem of identity theft.

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