FTC Sues Imposter Web Sites Offering "Free Credit Reports"


The FTC this week announced a lawsuit and simultaneous settlement with Consumerinfo.com, a subsidiary of the credit bureau Experian, and freecreditreport.com, companies that advertise free credit reports. The FTC charged the companies with "deceptive and misleading" claims.

Consumerinfo.com and freecreditreport.com advertised "free credit reports," but failed to inform consumers that they were automatically signing up for credit report monitoring services and would be charged $79.95 if they did not cancel within 30 days.

Groups Warn of Privacy Risks in Employment Screening


The Privacy Rights Clearinghouse and PrivacyActivism submitted comments to the US Attorney General expressing concern about commercial data vendors and private employers' use of federal criminal records files for employment purposes. The comments were submitted at the request of the US Attorney General who is seeking recommendations for a report being prepared for Congress. The report to Congress is required by a 2004 law for Intelligence Reform.

Groups Warn of Privacy Risks in Employment Screening


Terrorist threats, workplace violence, and reported abuse of vulnerable segments of the population have contributed to a dramatic increase in criminal records checks. Advances in technology have also made criminal history checks faster, less expensive, and easy to obtain from a variety of sources.

Existing problems in the employment screening process - particularly with accuracy - can lead to chronic unemployment or dismissal from a longstanding job. The job applicant or employee has virtually no rights to have an adverse decision reconsidered, even when decisions are based on inaccurate information. Any standards for access by private employers and commercial data vendors must go beyond the current requirements of the FCRA.

Call Don't Click Update: Still Be Smart about Ordering Federally Mandated Free Credit Reports


A new report issued today by the World Privacy Forum shows that many consumers may still be better off calling or mailing in for their federally mandated free credit reports instead of accessing the reports online. Although the official Annualcreditreport.com site has improved since its launch in December 2004, there are continuing hazards posed by imposter Web domains, some of which have been aggressively attempting to misdirect and in some cases deceive consumers.

FTC Disposal Rule: Does it Apply to You?


The goal of the Disposal Rule is to reduce identity theft and other fraud through greater protection of consumer information. The rule applies to consumer reporting agencies like credit bureaus, employment or tenant screening companies, as well as companies that compile information and sell reports on medical history, check writing history and insurance claims. Significantly, the Disposal Rule also applies to any business that uses such reports.

Bogus Email Claims Cell Phone Numbers Being Released to Marketers


Like so many emails these days you can't believe everything that comes into your inbox. A recent example of some of the half truths contained in well-intentioned emails includes the following which has been making the rounds on the Internet:

Regarding the Privacy Implications of the Proposed National Health Information Network (NHIN)


The proposed National Health Information Network embodies a presidential mandate to bring information technology to healthcare by making complete patient records available to providers, regardless of location.

In responding to the questions asked in the RFI, we will discuss matters of privacy and security, and also whether standardization of healthcare information may ultimately be detrimental to patient treatment.

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