Protecting Your Privacy While Holiday Shopping

With the holiday shopping season upon us, stores and malls will probably be busier. Shoppers may need to deal with frantic conditions and are more likely to let their guard down than during other times of the year.  Scam artists and fraudsters know this, so they will be waiting for you to be forgetful or make a mistake.  Privacy Rights Clearinghouse wants you to know how you can help protect your privacy while shopping.

YouTube Video on Debit Cards: Know the Risks

The Privacy Rights Clearinghouse is pleased to announce the release of the fourth short film in a six-part series. The film, Credit Cards vs. Debit Cards: Know Your Rights, demonstrates the risks in using a debit card.

The 4-minute film is about a single mom named Sabine who learns that her debit card has been compromised; a fraudulent $312 purchase was made in a different state.  With only a few hundred dollars left in her account, Sabine has barely enough money left to pay bills while the bank investigates the fraudulent activity.

What could Sabine have done differently? Is there a happy ending in store for Sabine? Watch the video to find out. If you like it, we hope you will share it with friends and family.

Survive Cyber Monday with our Top 10 Online Shopping Tips

The phrase "Cyber Monday" was coined several years ago to describe the phenomenon of millions of workers returning to their offices on the Monday after Thanksgiving and spending a good part of the day doing their holiday shopping online.  By November 2010, Cyber Monday had become the biggest online shopping day in history and the first to surpass the billion-dollar threshold. 

By all indications, Cyber Monday 2011 will be a blockbuster day for online retailers.  Shopping online can be a convenient, time-saving, and economical alternative to shopping in a traditional "bricks and mortar" retail store.  However, it's important for consumers to take basic steps to protect their privacy.  If you plan to shop online on Cyber Monday (or on any other day of the year), following these 10 tips will help to protect you from fraud, identity theft and other privacy intrusions.

California Court Ruling Strengthens Consumer Privacy

On Feb. 10, 2011, the California Supreme Court ruled that retail stores are not allowed to request and record a consumer's zip code as part of a credit card transaction. According to the Privacy Rights Clearinghouse and the Consumer Federation of California, that jointly filed an amicus brief with the Supreme Court on this case, the ruling gives further protection to California consumers and helps prevent unlawful use of personal identification information (PII).

Holiday Shopping? Ten Timely Tips

During the holiday season, you may be shopping more frequently and under more crowded and frantic conditions.   Follow these tips to help avoid scams and rip-offs.   Be a privacy-smart consumer!  Wherever you happen to shop this holiday season--the mall, online, or on Main Street--following these tips will help you have a safer and more private holiday season.


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